Newsbank Archive
December 19, 2014
4-11-12 Legal advertisements
Apr 11, 2012 | 0 0 comments | 800 800 recommendations | email to a friend | print
Foreclosures

gpn11

THOMPSON

NOTICE OF SALE UNDER POWER

GEORGIA, HABERSHAM COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Joseph J Thompson and Sheila E Thompson to BancMortgage Financial Corp. dated June 17, 2002 in the amount of $75,550.00, and recorded in Deed Book 550, Page 765, Habersham County, Georgia Records; as last transferred to CitiMortgage, Inc. by assignment; the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in May, 2012 , during the legal hours of sale, at the Courthouse door in Habersham County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lots 128 and 117 of the 12th Land District of Habersham County, Georgia, containing 3.73 acres, more or less, on a plat of survey prepared by Samuel L. Duvall, R.S., under date of March 22, 2002, a copy of said plat being of record in the Office of the Clerk of Superior Court of Habersham County, Georgia,

in Plat Book 52, Page 113, to which said plat and the record thereof reference

is hereby made for a more complete description.

which has the property address of 110 Gigi Lane, Toccoa, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Joseph J Thompson and Sheila E Thompson and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

CitiMortgage, Inc.

Attorney in Fact for

Joseph J Thompson and Sheila E Thompson

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Northeast Georgian

Publication Dates:03-27-2012, 04-03-2012, 04-10-2012, 04-17-2012, 04-24-2012

File No. 12-01033 /FHA/llawson

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

5C-4-25-2012

gpn11

RAMIREZ

NOTICE OF SALE UNDER POWER, HABERSHAM COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Arturo L Ramirez, Miguel R Ramirez and Esperanza Ramirez Delopez to Wells Fargo Bank, N.A. dated 7/11/2007 and recorded in Deed Book 813 Page 402, HABERSHAM County, Georgia records; as last transferred to Wells Fargo Bank, NA by Assignment filed for record in HABERSHAM County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $ 183,126.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of HABERSHAM County, Georgia, within the legal hours of sale on the first Tuesday in May, 2012 (May 1, 2012), the following described property:

ALL THAT TRACT or parcel of land lying and being in Land Lot 189 of the 10th Land District of Habersham County, Georgia, and being designated as Lot 11 of Rolling Ridge Subdivision, containing 0.95 acre, more or less, as shown on Plat of Survey prepared by Hubert Lovell, RLS, dated May 14, 1996, and said plat being recorded among Habersham County, Georgia Records in Plat Book 39, Page 223, reference to said plat is being made for a more full and complete description.

SUBJECT TO: Restrictions, Easements and Rights of Way of record.

Property address is 209 Cook Street, Alto, Georgia 30510

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 209 Cook Street, Alto, Georgia 30510 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Arturo L Ramirez, Miguel R Ramirez and Esperanza Ramirez Delopez or tenant or tenants.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

Wells Fargo Bank, NA as agent and Attorney in Fact for Arturo L Ramirez, Miguel R Ramirez and Esperanza Ramirez Delopez

Aldridge Connors, LLP, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1000-6620591

5C-4-25-2012

gpn11

MARRERO

STATE OF GEORGIA

COUNTY OF HABERSHAM

NOTICE OF SALE UNDER POWER

By virtue of the Power of Sale contained in that certain Deed to Secure Debt dated March 25, 2007, from BARBARA MARRERO and JOSE A. MARRERO, to Silverleaf Resorts, Inc., a Texas corporation, recorded in Volume 802, Page 292 in the Superior Court of Habersham County, Georgia (hereinafter “Security Deed”), said Security Deed having been given to secure a Promissory Note (the “Note”) dated March 25, 2007, from BARBARA MARRERO and JOSE A. MARRERO, to Silverleaf Resorts, Inc., a Texas Corporation, in the original principal sum of $11475.00, with interest thereon as provided for therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Habersham County, Georgia, within the legal hours of sale on May 1, 2012, the following property:

A 1.923% undivided interest as tenant-in common in and to Unit No. 0066 (the “Unit”), Apple Mountain Resort, Phase 1, a vacation resort in Habersham County, Georgia, according to the Amended and Restated Declaration of Restrictions, Covenants and Conditions recorded in Volume 488, Page 1, in the Superior Court of Habersham County, Georgia (the “Declaration”), and as shown and described in the plat of Apple Mountain Resort, recorded in Volume 45, Page 241 of the Plat Records, Habersham County, Georgia, together with the exclusive right to occupy the Unit during use Period Nos. 33, as said Use Period is defined in the Declaration, upon and subject to all of the terms, restrictions, covenants, conditions and provisions in the Declaration.

The unpaid principal balance of the Note having been declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed, and said default remaining, said sale will be made for the purpose of applying the proceeds thereof toward all expenses of sale, including, without limitation, attorney’s fees (notice of intention to collect attorney’s fees having been given), the payment of the debt and the interest thereon secured by the Security Deed, and as otherwise provided by and subject to the terms of the Security Deed.

Said property will be sold subject to (i) any unpaid ad valorem taxes and assessments (including taxes which are a lien, but not yet due and payable); (ii) any matters which might be disclosed by an accurate survey and inspection of the property; and (iii) any easements, liens, encumbrances, zoning ordinances, covenants, restrictions and matters of record senior in priority to the Deed to Secure Debt.

To the best of the undersigned’s knowledge, information and belief, possession of the property is held by BARBARA MARRERO and JOSE A. MARRERO.

Silverleaf Resorts, Inc., a Texas Corporation

as Attorney-in-Fact for BARBARA MARRERO and JOSE A. MARRERO.

Silverleaf Resorts, Inc.

P.O. Box 358

Dallas, Texas 75221

(214) 631-1166 x8914

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

4C-4-25-2012

gpn11

ROBERTS

STATE OF GEORGIA

COUNTY OF HABERSHAM

NOTICE OF SALE UNDER POWER

By virtue of the Power of Sale contained in that certain Deed to Secure Debt dated March 15, 2008, from CHARLES H ROBERTS JR and LINDA M ROBERTS, to Silverleaf Resorts, Inc., a Texas corporation, recorded in Volume 857, Page 120 in the Superior Court of Habersham County, Georgia (hereinafter “Security Deed”), said Security Deed having been given to secure a Promissory Note (the “Note”) dated March 15, 2008, from CHARLES H ROBERTS JR and LINDA M ROBERTS, to Silverleaf Resorts, Inc., a Texas Corporation, in the original principal sum of $22994.94, with interest thereon as provided for therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Habersham County, Georgia, within the legal hours of sale on May 1, 2012, the following property:

A 1.923% undivided interest as tenant-in common in and to Unit No. AM0007 (the “Unit”), Apple Mountain Resort, Phase 1, a vacation resort in Habersham County, Georgia, according to the Amended and Restated Declaration of Restrictions, Covenants and Conditions recorded in Volume 488, Page 1, in the Superior Court of Habersham County, Georgia (the “Declaration”), and as shown and described in the plat of Apple Mountain Resort, recorded in Volume 45, Page 241 of the Plat Records, Habersham County, Georgia, together with the exclusive right to occupy the Unit during use Period Nos. 48, as said Use Period is defined in the Declaration, upon and subject to all of the terms, restrictions, covenants, conditions and provisions in the Declaration.

The unpaid principal balance of the Note having been declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed, and said default remaining, said sale will be made for the purpose of applying the proceeds thereof toward all expenses of sale, including, without limitation, attorney’s fees (notice of intention to collect attorney’s fees having been given), the payment of the debt and the interest thereon secured by the Security Deed, and as otherwise provided by and subject to the terms of the Security Deed.

Said property will be sold subject to (i) any unpaid ad valorem taxes and assessments (including taxes which are a lien, but not yet due and payable); (ii) any matters which might be disclosed by an accurate survey and inspection of the property; and (iii) any easements, liens, encumbrances, zoning ordinances, covenants, restrictions and matters of record senior in priority to the Deed to Secure Debt.

To the best of the undersigned’s knowledge, information and belief, possession of the property is held by CHARLES H ROBERTS JR and LINDA M ROBERTS.

Silverleaf Resorts, Inc., a Texas Corporation

as Attorney-in-Fact for CHARLES H ROBERTS JR and LINDA M ROBERTS.

Silverleaf Resorts, Inc.

P.O. Box 358

Dallas, Texas 75221

(214) 631-1166 x8914

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

4C-4-25-2012

gpn11

AMOS

STATE OF GEORGIA

COUNTY OF HABERSHAM

NOTICE OF SALE UNDER POWER

By virtue of the Power of Sale contained in that certain Deed to Secure Debt dated February 26, 2009, from RANDALL AMOS and SHELLEY AMOS, to Silverleaf Resorts, Inc., a Texas corporation, recorded in Volume 882, Page 449 in the Superior Court of Habersham County, Georgia (hereinafter “Security Deed”), said Security Deed having been given to secure a Promissory Note (the “Note”) dated February 26, 2009, from RANDALL AMOS and SHELLEY AMOS, to Silverleaf Resorts, Inc., a Texas Corporation, in the original principal sum of $3625.98, with interest thereon as provided for therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Habersham County, Georgia, within the legal hours of sale on May 1, 2012, the following property:

A 1.923% undivided interest as tenant-in common in and to Unit No. 00030 (the “Unit”), Apple Mountain Resort, Phase 1, a vacation resort in Habersham County, Georgia, according to the Amended and Restated Declaration of Restrictions, Covenants and Conditions recorded in Volume 488, Page 1, in the Superior Court of Habersham County, Georgia (the “Declaration”), and as shown and described in the plat of Apple Mountain Resort, recorded in Volume 45, Page 241 of the Plat Records, Habersham County, Georgia, together with the exclusive right to occupy the Unit during use Period Nos. 04, as said Use Period is defined in the Declaration, upon and subject to all of the terms, restrictions, covenants, conditions and provisions in the Declaration.

The unpaid principal balance of the Note having been declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed, and said default remaining, said sale will be made for the purpose of applying the proceeds thereof toward all expenses of sale, including, without limitation, attorney’s fees (notice of intention to collect attorney’s fees having been given), the payment of the debt and the interest thereon secured by the Security Deed, and as otherwise provided by and subject to the terms of the Security Deed.

Said property will be sold subject to (i) any unpaid ad valorem taxes and assessments (including taxes which are a lien, but not yet due and payable); (ii) any matters which might be disclosed by an accurate survey and inspection of the property; and (iii) any easements, liens, encumbrances, zoning ordinances, covenants, restrictions and matters of record senior in priority to the Deed to Secure Debt.

To the best of the undersigned’s knowledge, information and belief, possession of the property is held by RANDALL AMOS and SHELLEY AMOS.

Silverleaf Resorts, Inc., a Texas Corporation

as Attorney-in-Fact for RANDALL AMOS and SHELLEY AMOS.

Silverleaf Resorts, Inc.

P.O. Box 358

Dallas, Texas 75221

(214) 631-1166 x8914

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

4C-4-25-2012

gpn11

ATCHISON

STATE OF GEORGIA

COUNTY OF HABERSHAM

NOTICE OF SALE UNDER POWER

By virtue of the Power of Sale contained in that certain Deed to Secure Debt dated August 27, 2005, from CHARLIE E ATCHISON and MARY E ATCHISON, to Silverleaf Resorts, Inc., a Texas corporation, recorded in Volume 722, Page 890 in the Superior Court of Habersham County, Georgia (hereinafter “Security Deed”), said Security Deed having been given to secure a Promissory Note (the “Note”) dated August 27, 2005, from CHARLIE E ATCHISON and MARY E ATCHISON, to Silverleaf Resorts, Inc., a Texas Corporation, in the original principal sum of $4815.00, with interest thereon as provided for therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Habersham County, Georgia, within the legal hours of sale on May 1, 2012, the following property:

A 1.923% undivided interest as tenant-in common in and to Unit No. 0023E (the “Unit”), Apple Mountain Resort, Phase 1, a vacation resort in Habersham County, Georgia, according to the Amended and Restated Declaration of Restrictions, Covenants and Conditions recorded in Volume 488, Page 1, in the Superior Court of Habersham County, Georgia (the “Declaration”), and as shown and described in the plat of Apple Mountain Resort, recorded in Volume 45, Page 241 of the Plat Records, Habersham County, Georgia, together with the exclusive right to occupy the Unit during use Period Nos. 03, as said Use Period is defined in the Declaration, upon and subject to all of the terms, restrictions, covenants, conditions and provisions in the Declaration.

The unpaid principal balance of the Note having been declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed, and said default remaining, said sale will be made for the purpose of applying the proceeds thereof toward all expenses of sale, including, without limitation, attorney’s fees (notice of intention to collect attorney’s fees having been given), the payment of the debt and the interest thereon secured by the Security Deed, and as otherwise provided by and subject to the terms of the Security Deed.

Said property will be sold subject to (i) any unpaid ad valorem taxes and assessments (including taxes which are a lien, but not yet due and payable); (ii) any matters which might be disclosed by an accurate survey and inspection of the property; and (iii) any easements, liens, encumbrances, zoning ordinances, covenants, restrictions and matters of record senior in priority to the Deed to Secure Debt.

To the best of the undersigned’s knowledge, information and belief, possession of the property is held by CHARLIE E ATCHISON and MARY E ATCHISON.

Silverleaf Resorts, Inc., a Texas Corporation

as Attorney-in-Fact for CHARLIE E ATCHISON and MARY E ATCHISON.

Silverleaf Resorts, Inc.

P.O. Box 358

Dallas, Texas 75221

(214) 631-1166 x8914

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

4C-4-25-2012

gpn11

BERRY

STATE OF GEORGIA

COUNTY OF HABERSHAM

NOTICE OF SALE UNDER POWER

By virtue of the Power of Sale contained in that certain Deed to Secure Debt dated February 1, 2010, from JOHN BERRY JR and LAVERNE BERRY, to Silverleaf Resorts, Inc., a Texas corporation, recorded in Volume 914, Page 341 in the Superior Court of Habersham County, Georgia (hereinafter “Security Deed”), said Security Deed having been given to secure a Promissory Note (the “Note”) dated February 1, 2010, from JOHN BERRY JR and LAVERNE BERRY, to Silverleaf Resorts, Inc., a Texas Corporation, in the original principal sum of $16920.12, with interest thereon as provided for therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Habersham County, Georgia, within the legal hours of sale on May 1, 2012, the following property:

A 1.923% undivided interest as tenant-in common in and to Unit No. 0055 (the “Unit”), Apple Mountain Resort, Phase 1, a vacation resort in Habersham County, Georgia, according to the Amended and Restated Declaration of Restrictions, Covenants and Conditions recorded in Volume 488, Page 1, in the Superior Court of Habersham County, Georgia (the “Declaration”), and as shown and described in the plat of Apple Mountain Resort, recorded in Volume 45, Page 241 of the Plat Records, Habersham County, Georgia, together with the exclusive right to occupy the Unit during use Period Nos. 25, as said Use Period is defined in the Declaration, upon and subject to all of the terms, restrictions, covenants, conditions and provisions in the Declaration.

The unpaid principal balance of the Note having been declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed, and said default remaining, said sale will be made for the purpose of applying the proceeds thereof toward all expenses of sale, including, without limitation, attorney’s fees (notice of intention to collect attorney’s fees having been given), the payment of the debt and the interest thereon secured by the Security Deed, and as otherwise provided by and subject to the terms of the Security Deed.

Said property will be sold subject to (i) any unpaid ad valorem taxes and assessments (including taxes which are a lien, but not yet due and payable); (ii) any matters which might be disclosed by an accurate survey and inspection of the property; and (iii) any easements, liens, encumbrances, zoning ordinances, covenants, restrictions and matters of record senior in priority to the Deed to Secure Debt.

To the best of the undersigned’s knowledge, information and belief, possession of the property is held by JOHN BERRY JR and LAVERNE BERRY.

Silverleaf Resorts, Inc., a Texas Corporation

as Attorney-in-Fact for JOHN BERRY JR and LAVERNE BERRY.

Silverleaf Resorts, Inc.

P.O. Box 358

Dallas, Texas 75221

(214) 631-1166 x8914

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

4C-4-25-2012

gpn11

CARDENAS

STATE OF GEORGIA

COUNTY OF HABERSHAM

NOTICE OF SALE UNDER POWER

By virtue of the Power of Sale contained in that certain Deed to Secure Debt dated May 23, 2010, from ISMAEL CARDENAS, to Silverleaf Resorts, Inc., a Texas corporation, recorded in Volume 924, Page 42 in the Superior Court of Habersham County, Georgia (hereinafter “Security Deed”), said Security Deed having been given to secure a Promissory Note (the “Note”) dated May 23, 2010, from ISMAEL CARDENAS, to Silverleaf Resorts, Inc., a Texas Corporation, in the original principal sum of $5821.00, with interest thereon as provided for therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Habersham County, Georgia, within the legal hours of sale on May 1, 2012, the following property:

A 1.923% undivided interest as tenant-in common in and to Unit No. 0016 (the “Unit”), Apple Mountain Resort, Phase 1, a vacation resort in Habersham County, Georgia, according to the Amended and Restated Declaration of Restrictions, Covenants and Conditions recorded in Volume 488, Page 1, in the Superior Court of Habersham County, Georgia (the “Declaration”), and as shown and described in the plat of Apple Mountain Resort, recorded in Volume 45, Page 241 of the Plat Records, Habersham County, Georgia, together with the exclusive right to occupy the Unit during use Period Nos. 04, as said Use Period is defined in the Declaration, upon and subject to all of the terms, restrictions, covenants, conditions and provisions in the Declaration.

The unpaid principal balance of the Note having been declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed, and said default remaining, said sale will be made for the purpose of applying the proceeds thereof toward all expenses of sale, including, without limitation, attorney’s fees (notice of intention to collect attorney’s fees having been given), the payment of the debt and the interest thereon secured by the Security Deed, and as otherwise provided by and subject to the terms of the Security Deed.

Said property will be sold subject to (i) any unpaid ad valorem taxes and assessments (including taxes which are a lien, but not yet due and payable); (ii) any matters which might be disclosed by an accurate survey and inspection of the property; and (iii) any easements, liens, encumbrances, zoning ordinances, covenants, restrictions and matters of record senior in priority to the Deed to Secure Debt.

To the best of the undersigned’s knowledge, information and belief, possession of the property is held by ISMAEL CARDENAS.

Silverleaf Resorts, Inc., a Texas Corporation

as Attorney-in-Fact for ISMAEL CARDENAS.

Silverleaf Resorts, Inc.

P.O. Box 358

Dallas, Texas 75221

(214) 631-1166 x8914

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

4C-4-25-2012

gpn11

DAVIS

STATE OF GEORGIA

COUNTY OF HABERSHAM

NOTICE OF SALE UNDER POWER

By virtue of the Power of Sale contained in that certain Deed to Secure Debt dated November 1, 2009, from CHRISTOPHER DAVIS and ASHLEY DAVIS, to Silverleaf Resorts, Inc., a Texas corporation, recorded in Volume 906, Page 820 in the Superior Court of Habersham County, Georgia (hereinafter “Security Deed”), said Security Deed having been given to secure a Promissory Note (the “Note”) dated November 1, 2009, from CHRISTOPHER DAVIS and ASHLEY DAVIS, to Silverleaf Resorts, Inc., a Texas Corporation, in the original principal sum of $3396.00, with interest thereon as provided for therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Habersham County, Georgia, within the legal hours of sale on May 1, 2012, the following property:

A 1.923% undivided interest as tenant-in common in and to Unit No. 00580 (the “Unit”), Apple Mountain Resort, Phase 1, a vacation resort in Habersham County, Georgia, according to the Amended and Restated Declaration of Restrictions, Covenants and Conditions recorded in Volume 488, Page 1, in the Superior Court of Habersham County, Georgia (the “Declaration”), and as shown and described in the plat of Apple Mountain Resort, recorded in Volume 45, Page 241 of the Plat Records, Habersham County, Georgia, together with the exclusive right to occupy the Unit during use Period Nos. 04, as said Use Period is defined in the Declaration, upon and subject to all of the terms, restrictions, covenants, conditions and provisions in the Declaration.

The unpaid principal balance of the Note having been declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed, and said default remaining, said sale will be made for the purpose of applying the proceeds thereof toward all expenses of sale, including, without limitation, attorney’s fees (notice of intention to collect attorney’s fees having been given), the payment of the debt and the interest thereon secured by the Security Deed, and as otherwise provided by and subject to the terms of the Security Deed.

Said property will be sold subject to (i) any unpaid ad valorem taxes and assessments (including taxes which are a lien, but not yet due and payable); (ii) any matters which might be disclosed by an accurate survey and inspection of the property; and (iii) any easements, liens, encumbrances, zoning ordinances, covenants, restrictions and matters of record senior in priority to the Deed to Secure Debt.

To the best of the undersigned’s knowledge, information and belief, possession of the property is held by CHRISTOPHER DAVIS and ASHLEY DAVIS.

Silverleaf Resorts, Inc., a Texas Corporation

as Attorney-in-Fact for CHRISTOPHER DAVIS and ASHLEY DAVIS.

Silverleaf Resorts, Inc.

P.O. Box 358

Dallas, Texas 75221

(214) 631-1166 x8914

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

4C-4-25-2012

gpn11

GALVAN/RODRIGUEZ

STATE OF GEORGIA

COUNTY OF HABERSHAM

NOTICE OF SALE UNDER POWER

By virtue of the Power of Sale contained in that certain Deed to Secure Debt dated September 13, 2009, from JUAN GALVAN and MICAELA RODRIGUEZ, to Silverleaf Resorts, Inc., a Texas corporation, recorded in Volume 906, Page 825 in the Superior Court of Habersham County, Georgia (hereinafter “Security Deed”), said Security Deed having been given to secure a Promissory Note (the “Note”) dated September 13, 2009, from JUAN GALVAN and MICAELA RODRIGUEZ, to Silverleaf Resorts, Inc., a Texas Corporation, in the original principal sum of $6246.00, with interest thereon as provided for therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Habersham County, Georgia, within the legal hours of sale on May 1, 2012, the following property:

A 1.923% undivided interest as tenant-in common in and to Unit No. 0074 (the “Unit”), Apple Mountain Resort, Phase 1, a vacation resort in Habersham County, Georgia, according to the Amended and Restated Declaration of Restrictions, Covenants and Conditions recorded in Volume 488, Page 1, in the Superior Court of Habersham County, Georgia (the “Declaration”), and as shown and described in the plat of Apple Mountain Resort, recorded in Volume 45, Page 241 of the Plat Records, Habersham County, Georgia, together with the exclusive right to occupy the Unit during use Period Nos. 18, as said Use Period is defined in the Declaration, upon and subject to all of the terms, restrictions, covenants, conditions and provisions in the Declaration.

The unpaid principal balance of the Note having been declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed, and said default remaining, said sale will be made for the purpose of applying the proceeds thereof toward all expenses of sale, including, without limitation, attorney’s fees (notice of intention to collect attorney’s fees having been given), the payment of the debt and the interest thereon secured by the Security Deed, and as otherwise provided by and subject to the terms of the Security Deed.

Said property will be sold subject to (i) any unpaid ad valorem taxes and assessments (including taxes which are a lien, but not yet due and payable); (ii) any matters which might be disclosed by an accurate survey and inspection of the property; and (iii) any easements, liens, encumbrances, zoning ordinances, covenants, restrictions and matters of record senior in priority to the Deed to Secure Debt.

To the best of the undersigned’s knowledge, information and belief, possession of the property is held by JUAN GALVAN and MICAELA RODRIGUEZ.

Silverleaf Resorts, Inc., a Texas Corporation

as Attorney-in-Fact for JUAN GALVAN and MICAELA RODRIGUEZ.

Silverleaf Resorts, Inc.

P.O. Box 358

Dallas, Texas 75221

(214) 631-1166 x8914

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

4C-4-25-2012

gpn11

HARPER

STATE OF GEORGIA

COUNTY OF HABERSHAM

NOTICE OF SALE UNDER POWER

By virtue of the Power of Sale contained in that certain Deed to Secure Debt dated April 13, 2007, from ANITA C. HARPER and ROBERT L. HARPER, to Silverleaf Resorts, Inc., a Texas corporation, recorded in Volume 818, Page 118 in the Superior Court of Habersham County, Georgia (hereinafter “Security Deed”), said Security Deed having been given to secure a Promissory Note (the “Note”) dated April 13, 2007, from ANITA C. HARPER and ROBERT L. HARPER, to Silverleaf Resorts, Inc., a Texas Corporation, in the original principal sum of $7470.00, with interest thereon as provided for therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Habersham County, Georgia, within the legal hours of sale on May 1, 2012, the following property:

A 1.923% undivided interest as tenant-in common in and to Unit No. 00140 (the “Unit”), Apple Mountain Resort, Phase 1, a vacation resort in Habersham County, Georgia, according to the Amended and Restated Declaration of Restrictions, Covenants and Conditions recorded in Volume 488, Page 1, in the Superior Court of Habersham County, Georgia (the “Declaration”), and as shown and described in the plat of Apple Mountain Resort, recorded in Volume 45, Page 241 of the Plat Records, Habersham County, Georgia, together with the exclusive right to occupy the Unit during use Period Nos. 44, as said Use Period is defined in the Declaration, upon and subject to all of the terms, restrictions, covenants, conditions and provisions in the Declaration.

The unpaid principal balance of the Note having been declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed, and said default remaining, said sale will be made for the purpose of applying the proceeds thereof toward all expenses of sale, including, without limitation, attorney’s fees (notice of intention to collect attorney’s fees having been given), the payment of the debt and the interest thereon secured by the Security Deed, and as otherwise provided by and subject to the terms of the Security Deed.

Said property will be sold subject to (i) any unpaid ad valorem taxes and assessments (including taxes which are a lien, but not yet due and payable); (ii) any matters which might be disclosed by an accurate survey and inspection of the property; and (iii) any easements, liens, encumbrances, zoning ordinances, covenants, restrictions and matters of record senior in priority to the Deed to Secure Debt.

To the best of the undersigned’s knowledge, information and belief, possession of the property is held by ANITA C. HARPER and ROBERT L. HARPER.

Silverleaf Resorts, Inc., a Texas Corporation

as Attorney-in-Fact for ANITA C. HARPER and ROBERT L. HARPER.

Silverleaf Resorts, Inc.

P.O. Box 358

Dallas, Texas 75221

(214) 631-1166 x8914

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

4C-4-25-2012

gpn11

HARVEY/MORTON

STATE OF GEORGIA

COUNTY OF HABERSHAM

NOTICE OF SALE UNDER POWER

By virtue of the Power of Sale contained in that certain Deed to Secure Debt dated November 12, 2006, from FRANK F HARVEY and BEVERLY MORTON, to Silverleaf Resorts, Inc., a Texas corporation, recorded in Volume 783, Page 851 in the Superior Court of Habersham County, Georgia (hereinafter “Security Deed”), said Security Deed having been given to secure a Promissory Note (the “Note”) dated November 12, 2006, from FRANK F HARVEY and BEVERLY MORTON, to Silverleaf Resorts, Inc., a Texas Corporation, in the original principal sum of $6615.00, with interest thereon as provided for therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Habersham County, Georgia, within the legal hours of sale on May 1, 2012, the following property:

A 1.923% undivided interest as tenant-in common in and to Unit No. 00020 (the “Unit”), Apple Mountain Resort, Phase 1, a vacation resort in Habersham County, Georgia, according to the Amended and Restated Declaration of Restrictions, Covenants and Conditions recorded in Volume 488, Page 1, in the Superior Court of Habersham County, Georgia (the “Declaration”), and as shown and described in the plat of Apple Mountain Resort, recorded in Volume 45, Page 241 of the Plat Records, Habersham County, Georgia, together with the exclusive right to occupy the Unit during use Period Nos. 19, as said Use Period is defined in the Declaration, upon and subject to all of the terms, restrictions, covenants, conditions and provisions in the Declaration.

The unpaid principal balance of the Note having been declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed, and said default remaining, said sale will be made for the purpose of applying the proceeds thereof toward all expenses of sale, including, without limitation, attorney’s fees (notice of intention to collect attorney’s fees having been given), the payment of the debt and the interest thereon secured by the Security Deed, and as otherwise provided by and subject to the terms of the Security Deed.

Said property will be sold subject to (i) any unpaid ad valorem taxes and assessments (including taxes which are a lien, but not yet due and payable); (ii) any matters which might be disclosed by an accurate survey and inspection of the property; and (iii) any easements, liens, encumbrances, zoning ordinances, covenants, restrictions and matters of record senior in priority to the Deed to Secure Debt.

To the best of the undersigned’s knowledge, information and belief, possession of the property is held by FRANK F HARVEY and BEVERLY MORTON.

Silverleaf Resorts, Inc., a Texas Corporation

as Attorney-in-Fact for FRANK F HARVEY and BEVERLY MORTON.

Silverleaf Resorts, Inc.

P.O. Box 358

Dallas, Texas 75221

(214) 631-1166 x8914

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

4C-4-25-2012

gpn11

HICKS/BENTON

STATE OF GEORGIA

COUNTY OF HABERSHAM

NOTICE OF SALE UNDER POWER

By virtue of the Power of Sale contained in that certain Deed to Secure Debt dated December 14, 2007, from ROBERT HICKS and LADINA M BENTON, to Silverleaf Resorts, Inc., a Texas corporation, recorded in Volume 833, Page 509 in the Superior Court of Habersham County, Georgia (hereinafter “Security Deed”), said Security Deed having been given to secure a Promissory Note (the “Note”) dated December 14, 2007, from ROBERT HICKS and LADINA M BENTON, to Silverleaf Resorts, Inc., a Texas Corporation, in the original principal sum of $8985.00, with interest thereon as provided for therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Habersham County, Georgia, within the legal hours of sale on May 1, 2012, the following property:

A 1.923% undivided interest as tenant-in common in and to Unit No. 0055 (the “Unit”), Apple Mountain Resort, Phase 1, a vacation resort in Habersham County, Georgia, according to the Amended and Restated Declaration of Restrictions, Covenants and Conditions recorded in Volume 488, Page 1, in the Superior Court of Habersham County, Georgia (the “Declaration”), and as shown and described in the plat of Apple Mountain Resort, recorded in Volume 45, Page 241 of the Plat Records, Habersham County, Georgia, together with the exclusive right to occupy the Unit during use Period Nos. 21, as said Use Period is defined in the Declaration, upon and subject to all of the terms, restrictions, covenants, conditions and provisions in the Declaration.

The unpaid principal balance of the Note having been declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed, and said default remaining, said sale will be made for the purpose of applying the proceeds thereof toward all expenses of sale, including, without limitation, attorney’s fees (notice of intention to collect attorney’s fees having been given), the payment of the debt and the interest thereon secured by the Security Deed, and as otherwise provided by and subject to the terms of the Security Deed.

Said property will be sold subject to (i) any unpaid ad valorem taxes and assessments (including taxes which are a lien, but not yet due and payable); (ii) any matters which might be disclosed by an accurate survey and inspection of the property; and (iii) any easements, liens, encumbrances, zoning ordinances, covenants, restrictions and matters of record senior in priority to the Deed to Secure Debt.

To the best of the undersigned’s knowledge, information and belief, possession of the property is held by ROBERT HICKS and LADINA M BENTON.

Silverleaf Resorts, Inc., a Texas Corporation

as Attorney-in-Fact for ROBERT HICKS and LADINA M BENTON.

Silverleaf Resorts, Inc.

P.O. Box 358

Dallas, Texas 75221

(214) 631-1166 x8914

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

4C-4-25-2012

gpn11

HUTCHERSON

STATE OF GEORGIA

COUNTY OF HABERSHAM

NOTICE OF SALE UNDER POWER

By virtue of the Power of Sale contained in that certain Deed to Secure Debt dated July 15, 2006, from JAMES E HUTCHERSON JR and NADA HUTCHERSON, to Silverleaf Resorts, Inc., a Texas corporation, recorded in Volume 767, Page 096 in the Superior Court of Habersham County, Georgia (hereinafter “Security Deed”), said Security Deed having been given to secure a Promissory Note (the “Note”) dated July 15, 2006, from JAMES E HUTCHERSON JR and NADA HUTCHERSON, to Silverleaf Resorts, Inc., a Texas Corporation, in the original principal sum of $4950.00, with interest thereon as provided for therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Habersham County, Georgia, within the legal hours of sale on May 1, 2012, the following property:

A 1.923% undivided interest as tenant-in common in and to Unit No. 00050 (the “Unit”), Apple Mountain Resort, Phase 1, a vacation resort in Habersham County, Georgia, according to the Amended and Restated Declaration of Restrictions, Covenants and Conditions recorded in Volume 488, Page 1, in the Superior Court of Habersham County, Georgia (the “Declaration”), and as shown and described in the plat of Apple Mountain Resort, recorded in Volume 45, Page 241 of the Plat Records, Habersham County, Georgia, together with the exclusive right to occupy the Unit during use Period Nos. 04, as said Use Period is defined in the Declaration, upon and subject to all of the terms, restrictions, covenants, conditions and provisions in the Declaration.

The unpaid principal balance of the Note having been declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed, and said default remaining, said sale will be made for the purpose of applying the proceeds thereof toward all expenses of sale, including, without limitation, attorney’s fees (notice of intention to collect attorney’s fees having been given), the payment of the debt and the interest thereon secured by the Security Deed, and as otherwise provided by and subject to the terms of the Security Deed.

Said property will be sold subject to (i) any unpaid ad valorem taxes and assessments (including taxes which are a lien, but not yet due and payable); (ii) any matters which might be disclosed by an accurate survey and inspection of the property; and (iii) any easements, liens, encumbrances, zoning ordinances, covenants, restrictions and matters of record senior in priority to the Deed to Secure Debt.

To the best of the undersigned’s knowledge, information and belief, possession of the property is held by JAMES E HUTCHERSON JR and NADA HUTCHERSON.

Silverleaf Resorts, Inc., a Texas Corporation

as Attorney-in-Fact for JAMES E HUTCHERSON JR and NADA HUTCHERSON.

Silverleaf Resorts, Inc.

P.O. Box 358

Dallas, Texas 75221

(214) 631-1166 x8914

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

4C-4-25-2012

gpn11

JOHNSON

STATE OF GEORGIA

COUNTY OF HABERSHAM

NOTICE OF SALE UNDER POWER

By virtue of the Power of Sale contained in that certain Deed to Secure Debt dated June 26, 2009, from LOUVENIA JOHNSON, to Silverleaf Resorts, Inc., a Texas corporation, recorded in Volume 893, Page 601 in the Superior Court of Habersham County, Georgia (hereinafter “Security Deed”), said Security Deed having been given to secure a Promissory Note (the “Note”) dated June 26, 2009, from LOUVENIA JOHNSON, to Silverleaf Resorts, Inc., a Texas Corporation, in the original principal sum of $6236.00, with interest thereon as provided for therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Habersham County, Georgia, within the legal hours of sale on May 1, 2012, the following property:

A 1.923% undivided interest as tenant-in common in and to Unit No. 0061 (the “Unit”), Apple Mountain Resort, Phase 1, a vacation resort in Habersham County, Georgia, according to the Amended and Restated Declaration of Restrictions, Covenants and Conditions recorded in Volume 488, Page 1, in the Superior Court of Habersham County, Georgia (the “Declaration”), and as shown and described in the plat of Apple Mountain Resort, recorded in Volume 45, Page 241 of the Plat Records, Habersham County, Georgia, together with the exclusive right to occupy the Unit during use Period Nos. 08, as said Use Period is defined in the Declaration, upon and subject to all of the terms, restrictions, covenants, conditions and provisions in the Declaration.

The unpaid principal balance of the Note having been declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed, and said default remaining, said sale will be made for the purpose of applying the proceeds thereof toward all expenses of sale, including, without limitation, attorney’s fees (notice of intention to collect attorney’s fees having been given), the payment of the debt and the interest thereon secured by the Security Deed, and as otherwise provided by and subject to the terms of the Security Deed.

Said property will be sold subject to (i) any unpaid ad valorem taxes and assessments (including taxes which are a lien, but not yet due and payable); (ii) any matters which might be disclosed by an accurate survey and inspection of the property; and (iii) any easements, liens, encumbrances, zoning ordinances, covenants, restrictions and matters of record senior in priority to the Deed to Secure Debt.

To the best of the undersigned’s knowledge, information and belief, possession of the property is held by LOUVENIA JOHNSON.

Silverleaf Resorts, Inc., a Texas Corporation

as Attorney-in-Fact for LOUVENIA JOHNSON.

Silverleaf Resorts, Inc.

P.O. Box 358

Dallas, Texas 75221

(214) 631-1166 x8914

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

4C-4-25-2012

gpn11

JULIEN/BASS

STATE OF GEORGIA

COUNTY OF HABERSHAM

NOTICE OF SALE UNDER POWER

By virtue of the Power of Sale contained in that certain Deed to Secure Debt dated December 9, 2010, from BURTLAND I JULIEN and AMANEE P BASS, to Silverleaf Resorts, Inc., a Texas corporation, recorded in Volume 942, Page 889 in the Superior Court of Habersham County, Georgia (hereinafter “Security Deed”), said Security Deed having been given to secure a Promissory Note (the “Note”) dated December 9, 2010, from BURTLAND I JULIEN and AMANEE P BASS, to Silverleaf Resorts, Inc., a Texas Corporation, in the original principal sum of $7069.00, with interest thereon as provided for therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Habersham County, Georgia, within the legal hours of sale on May 1, 2012, the following property:

A 1.923% undivided interest as tenant-in common in and to Unit No. 0074 (the “Unit”), Apple Mountain Resort, Phase 1, a vacation resort in Habersham County, Georgia, according to the Amended and Restated Declaration of Restrictions, Covenants and Conditions recorded in Volume 488, Page 1, in the Superior Court of Habersham County, Georgia (the “Declaration”), and as shown and described in the plat of Apple Mountain Resort, recorded in Volume 45, Page 241 of the Plat Records, Habersham County, Georgia, together with the exclusive right to occupy the Unit during use Period Nos. 19, as said Use Period is defined in the Declaration, upon and subject to all of the terms, restrictions, covenants, conditions and provisions in the Declaration.

The unpaid principal balance of the Note having been declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed, and said default remaining, said sale will be made for the purpose of applying the proceeds thereof toward all expenses of sale, including, without limitation, attorney’s fees (notice of intention to collect attorney’s fees having been given), the payment of the debt and the interest thereon secured by the Security Deed, and as otherwise provided by and subject to the terms of the Security Deed.

Said property will be sold subject to (i) any unpaid ad valorem taxes and assessments (including taxes which are a lien, but not yet due and payable); (ii) any matters which might be disclosed by an accurate survey and inspection of the property; and (iii) any easements, liens, encumbrances, zoning ordinances, covenants, restrictions and matters of record senior in priority to the Deed to Secure Debt.

To the best of the undersigned’s knowledge, information and belief, possession of the property is held by BURTLAND I JULIEN and AMANEE P BASS.

Silverleaf Resorts, Inc., a Texas Corporation

as Attorney-in-Fact for BURTLAND I JULIEN and AMANEE P BASS.

Silverleaf Resorts, Inc.

P.O. Box 358

Dallas, Texas 75221

(214) 631-1166 x8914

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

4C-4-25-2012

gpn11

KNOX

STATE OF GEORGIA

COUNTY OF HABERSHAM

NOTICE OF SALE UNDER POWER

By virtue of the Power of Sale contained in that certain Deed to Secure Debt dated April 17, 2008, from DEWAYNE R KNOX and YVONNE KNOX , to Silverleaf Resorts, Inc., a Texas corporation, recorded in Volume 933, Page 532 in the Superior Court of Habersham County, Georgia (hereinafter “Security Deed”), said Security Deed having been given to secure a Promissory Note (the “Note”) dated April 17, 2008, from DEWAYNE R KNOX and YVONNE KNOX , to Silverleaf Resorts, Inc., a Texas Corporation, in the original principal sum of $3885.00, with interest thereon as provided for therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Habersham County, Georgia, within the legal hours of sale on May 1, 2012, the following property:

A 1.923% undivided interest as tenant-in common in and to Unit No. 0003E (the “Unit”), Apple Mountain Resort, Phase 1, a vacation resort in Habersham County, Georgia, according to the Amended and Restated Declaration of Restrictions, Covenants and Conditions recorded in Volume 488, Page 1, in the Superior Court of Habersham County, Georgia (the “Declaration”), and as shown and described in the plat of Apple Mountain Resort, recorded in Volume 45, Page 241 of the Plat Records, Habersham County, Georgia, together with the exclusive right to occupy the Unit during use Period Nos. 16, as said Use Period is defined in the Declaration, upon and subject to all of the terms, restrictions, covenants, conditions and provisions in the Declaration.

The unpaid principal balance of the Note having been declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed, and said default remaining, said sale will be made for the purpose of applying the proceeds thereof toward all expenses of sale, including, without limitation, attorney’s fees (notice of intention to collect attorney’s fees having been given), the payment of the debt and the interest thereon secured by the Security Deed, and as otherwise provided by and subject to the terms of the Security Deed.

Said property will be sold subject to (i) any unpaid ad valorem taxes and assessments (including taxes which are a lien, but not yet due and payable); (ii) any matters which might be disclosed by an accurate survey and inspection of the property; and (iii) any easements, liens, encumbrances, zoning ordinances, covenants, restrictions and matters of record senior in priority to the Deed to Secure Debt.

To the best of the undersigned’s knowledge, information and belief, possession of the property is held by DEWAYNE R KNOX and YVONNE KNOX .

Silverleaf Resorts, Inc., a Texas Corporation

as Attorney-in-Fact for DEWAYNE R KNOX and YVONNE KNOX .

Silverleaf Resorts, Inc.

P.O. Box 358

Dallas, Texas 75221

(214) 631-1166 x8914

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

4C-4-25-2012

gpn11

LIZALDE/RODRIGUEZ

STATE OF GEORGIA

COUNTY OF HABERSHAM

NOTICE OF SALE UNDER POWER

By virtue of the Power of Sale contained in that certain Deed to Secure Debt dated February 9, 2011 , from STEVE LIZALDE and CANDACE RODRIGUEZ, to Silverleaf Resorts, Inc., a Texas corporation, recorded in Volume 866, Page 132 in the Superior Court of Habersham County, Georgia (hereinafter “Security Deed”), said Security Deed having been given to secure a Promissory Note (the “Note”) dated February 9, 2011 , from STEVE LIZALDE and CANDACE RODRIGUEZ, to Silverleaf Resorts, Inc., a Texas Corporation, in the original principal sum of $5011.00, with interest thereon as provided for therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Habersham County, Georgia, within the legal hours of sale on May 1, 2012, the following property:

A 1.923% undivided interest as tenant-in common in and to Unit No. 00050 (the “Unit”), Apple Mountain Resort, Phase 1, a vacation resort in Habersham County, Georgia, according to the Amended and Restated Declaration of Restrictions, Covenants and Conditions recorded in Volume 488, Page 1, in the Superior Court of Habersham County, Georgia (the “Declaration”), and as shown and described in the plat of Apple Mountain Resort, recorded in Volume 45, Page 241 of the Plat Records, Habersham County, Georgia, together with the exclusive right to occupy the Unit during use Period Nos. 49, as said Use Period is defined in the Declaration, upon and subject to all of the terms, restrictions, covenants, conditions and provisions in the Declaration.

The unpaid principal balance of the Note having been declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed, and said default remaining, said sale will be made for the purpose of applying the proceeds thereof toward all expenses of sale, including, without limitation, attorney’s fees (notice of intention to collect attorney’s fees having been given), the payment of the debt and the interest thereon secured by the Security Deed, and as otherwise provided by and subject to the terms of the Security Deed.

Said property will be sold subject to (i) any unpaid ad valorem taxes and assessments (including taxes which are a lien, but not yet due and payable); (ii) any matters which might be disclosed by an accurate survey and inspection of the property; and (iii) any easements, liens, encumbrances, zoning ordinances, covenants, restrictions and matters of record senior in priority to the Deed to Secure Debt.

To the best of the undersigned’s knowledge, information and belief, possession of the property is held by STEVE LIZALDE and CANDACE RODRIGUEZ.

Silverleaf Resorts, Inc., a Texas Corporation

as Attorney-in-Fact for STEVE LIZALDE and CANDACE RODRIGUEZ.

Silverleaf Resorts, Inc.

P.O. Box 358

Dallas, Texas 75221

(214) 631-1166 x8914

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

4C-4-25-2012

gpn11

PARKER

STATE OF GEORGIA

COUNTY OF HABERSHAM

NOTICE OF SALE UNDER POWER

By virtue of the Power of Sale contained in that certain Deed to Secure Debt dated October 30, 2010, from ROSE PARKER , to Silverleaf Resorts, Inc., a Texas corporation, recorded in Volume 944, Page 220 in the Superior Court of Habersham County, Georgia (hereinafter “Security Deed”), said Security Deed having been given to secure a Promissory Note (the “Note”) dated October 30, 2010, from ROSE PARKER , to Silverleaf Resorts, Inc., a Texas Corporation, in the original principal sum of $7875.00, with interest thereon as provided for therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Habersham County, Georgia, within the legal hours of sale on May 1, 2012, the following property:

A 1.923% undivided interest as tenant-in common in and to Unit No. 0139 (the “Unit”), Apple Mountain Resort, Phase 1, a vacation resort in Habersham County, Georgia, according to the Amended and Restated Declaration of Restrictions, Covenants and Conditions recorded in Volume 488, Page 1, in the Superior Court of Habersham County, Georgia (the “Declaration”), and as shown and described in the plat of Apple Mountain Resort, recorded in Volume 45, Page 241 of the Plat Records, Habersham County, Georgia, together with the exclusive right to occupy the Unit during use Period Nos. 15, as said Use Period is defined in the Declaration, upon and subject to all of the terms, restrictions, covenants, conditions and provisions in the Declaration.

The unpaid principal balance of the Note having been declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed, and said default remaining, said sale will be made for the purpose of applying the proceeds thereof toward all expenses of sale, including, without limitation, attorney’s fees (notice of intention to collect attorney’s fees having been given), the payment of the debt and the interest thereon secured by the Security Deed, and as otherwise provided by and subject to the terms of the Security Deed.

Said property will be sold subject to (i) any unpaid ad valorem taxes and assessments (including taxes which are a lien, but not yet due and payable); (ii) any matters which might be disclosed by an accurate survey and inspection of the property; and (iii) any easements, liens, encumbrances, zoning ordinances, covenants, restrictions and matters of record senior in priority to the Deed to Secure Debt.

To the best of the undersigned’s knowledge, information and belief, possession of the property is held by ROSE PARKER .

Silverleaf Resorts, Inc., a Texas Corporation

as Attorney-in-Fact for ROSE PARKER .

Silverleaf Resorts, Inc.

P.O. Box 358

Dallas, Texas 75221

(214) 631-1166 x8914

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

4C-4-25-2012

gpn11

RAMIREZ/ROMERO

STATE OF GEORGIA

COUNTY OF HABERSHAM

NOTICE OF SALE UNDER POWER

By virtue of the Power of Sale contained in that certain Deed to Secure Debt dated August 14, 2009, from MONICA RAMIREZ and DENISE ROMERO, to Silverleaf Resorts, Inc., a Texas corporation, recorded in Volume 899, Page 1005 in the Superior Court of Habersham County, Georgia (hereinafter “Security Deed”), said Security Deed having been given to secure a Promissory Note (the “Note”) dated August 14, 2009, from MONICA RAMIREZ and DENISE ROMERO, to Silverleaf Resorts, Inc., a Texas Corporation, in the original principal sum of $5396.00, with interest thereon as provided for therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Habersham County, Georgia, within the legal hours of sale on May 1, 2012, the following property:

A 1.923% undivided interest as tenant-in common in and to Unit No. 0068 (the “Unit”), Apple Mountain Resort, Phase 1, a vacation resort in Habersham County, Georgia, according to the Amended and Restated Declaration of Restrictions, Covenants and Conditions recorded in Volume 488, Page 1, in the Superior Court of Habersham County, Georgia (the “Declaration”), and as shown and described in the plat of Apple Mountain Resort, recorded in Volume 45, Page 241 of the Plat Records, Habersham County, Georgia, together with the exclusive right to occupy the Unit during use Period Nos. 03, as said Use Period is defined in the Declaration, upon and subject to all of the terms, restrictions, covenants, conditions and provisions in the Declaration.

The unpaid principal balance of the Note having been declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed, and said default remaining, said sale will be made for the purpose of applying the proceeds thereof toward all expenses of sale, including, without limitation, attorney’s fees (notice of intention to collect attorney’s fees having been given), the payment of the debt and the interest thereon secured by the Security Deed, and as otherwise provided by and subject to the terms of the Security Deed.

Said property will be sold subject to (i) any unpaid ad valorem taxes and assessments (including taxes which are a lien, but not yet due and payable); (ii) any matters which might be disclosed by an accurate survey and inspection of the property; and (iii) any easements, liens, encumbrances, zoning ordinances, covenants, restrictions and matters of record senior in priority to the Deed to Secure Debt.

To the best of the undersigned’s knowledge, information and belief, possession of the property is held by MONICA RAMIREZ and DENISE ROMERO.

Silverleaf Resorts, Inc., a Texas Corporation

as Attorney-in-Fact for MONICA RAMIREZ and DENISE ROMERO.

Silverleaf Resorts, Inc.

P.O. Box 358

Dallas, Texas 75221

(214) 631-1166 x8914

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

4C-4-25-2012

gpn11

ROBINSON

STATE OF GEORGIA

COUNTY OF HABERSHAM

NOTICE OF SALE UNDER POWER

By virtue of the Power of Sale contained in that certain Deed to Secure Debt dated December 27, 2009, from KRISHA ROBINSON and KARISSA ROBINSON, to Silverleaf Resorts, Inc., a Texas corporation, recorded in Volume 910, Page 678 in the Superior Court of Habersham County, Georgia (hereinafter “Security Deed”), said Security Deed having been given to secure a Promissory Note (the “Note”) dated December 27, 2009, from KRISHA ROBINSON and KARISSA ROBINSON, to Silverleaf Resorts, Inc., a Texas Corporation, in the original principal sum of $5379.00, with interest thereon as provided for therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Habersham County, Georgia, within the legal hours of sale on May 1, 2012, the following property:

A 1.923% undivided interest as tenant-in common in and to Unit No. 0001E (the “Unit”), Apple Mountain Resort, Phase 1, a vacation resort in Habersham County, Georgia, according to the Amended and Restated Declaration of Restrictions, Covenants and Conditions recorded in Volume 488, Page 1, in the Superior Court of Habersham County, Georgia (the “Declaration”), and as shown and described in the plat of Apple Mountain Resort, recorded in Volume 45, Page 241 of the Plat Records, Habersham County, Georgia, together with the exclusive right to occupy the Unit during use Period Nos. 46, as said Use Period is defined in the Declaration, upon and subject to all of the terms, restrictions, covenants, conditions and provisions in the Declaration.

The unpaid principal balance of the Note having been declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed, and said default remaining, said sale will be made for the purpose of applying the proceeds thereof toward all expenses of sale, including, without limitation, attorney’s fees (notice of intention to collect attorney’s fees having been given), the payment of the debt and the interest thereon secured by the Security Deed, and as otherwise provided by and subject to the terms of the Security Deed.

Said property will be sold subject to (i) any unpaid ad valorem taxes and assessments (including taxes which are a lien, but not yet due and payable); (ii) any matters which might be disclosed by an accurate survey and inspection of the property; and (iii) any easements, liens, encumbrances, zoning ordinances, covenants, restrictions and matters of record senior in priority to the Deed to Secure Debt.

To the best of the undersigned’s knowledge, information and belief, possession of the property is held by KRISHA ROBINSON and KARISSA ROBINSON.

Silverleaf Resorts, Inc., a Texas Corporation

as Attorney-in-Fact for KRISHA ROBINSON and KARISSA ROBINSON.

Silverleaf Resorts, Inc.

P.O. Box 358

Dallas, Texas 75221

(214) 631-1166 x8914

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

4C-4-25-2012

gpn11

TUMBLIN/ALEXANDER

STATE OF GEORGIA

COUNTY OF HABERSHAM

NOTICE OF SALE UNDER POWER

By virtue of the Power of Sale contained in that certain Deed to Secure Debt dated November 4, 2009, from JOSHUA TUMBLIN and TANISHA ALEXANDER, to Silverleaf Resorts, Inc., a Texas corporation, recorded in Volume 915, Page 375 in the Superior Court of Habersham County, Georgia (hereinafter “Security Deed”), said Security Deed having been given to secure a Promissory Note (the “Note”) dated November 4, 2009, from JOSHUA TUMBLIN and TANISHA ALEXANDER, to Silverleaf Resorts, Inc., a Texas Corporation, in the original principal sum of $4586.00, with interest thereon as provided for therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Habersham County, Georgia, within the legal hours of sale on May 1, 2012, the following property:

A 1.923% undivided interest as tenant-in common in and to Unit No. 0004E (the “Unit”), Apple Mountain Resort, Phase 1, a vacation resort in Habersham County, Georgia, according to the Amended and Restated Declaration of Restrictions, Covenants and Conditions recorded in Volume 488, Page 1, in the Superior Court of Habersham County, Georgia (the “Declaration”), and as shown and described in the plat of Apple Mountain Resort, recorded in Volume 45, Page 241 of the Plat Records, Habersham County, Georgia, together with the exclusive right to occupy the Unit during use Period Nos. 09, as said Use Period is defined in the Declaration, upon and subject to all of the terms, restrictions, covenants, conditions and provisions in the Declaration.

The unpaid principal balance of the Note having been declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed, and said default remaining, said sale will be made for the purpose of applying the proceeds thereof toward all expenses of sale, including, without limitation, attorney’s fees (notice of intention to collect attorney’s fees having been given), the payment of the debt and the interest thereon secured by the Security Deed, and as otherwise provided by and subject to the terms of the Security Deed.

Said property will be sold subject to (i) any unpaid ad valorem taxes and assessments (including taxes which are a lien, but not yet due and payable); (ii) any matters which might be disclosed by an accurate survey and inspection of the property; and (iii) any easements, liens, encumbrances, zoning ordinances, covenants, restrictions and matters of record senior in priority to the Deed to Secure Debt.

To the best of the undersigned’s knowledge, information and belief, possession of the property is held by JOSHUA TUMBLIN and TANISHA ALEXANDER.

Silverleaf Resorts, Inc., a Texas Corporation

as Attorney-in-Fact for JOSHUA TUMBLIN and TANISHA ALEXANDER.

Silverleaf Resorts, Inc.

P.O. Box 358

Dallas, Texas 75221

(214) 631-1166 x8914

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

4C-4-25-2012

gpn11

VARGAS/CADIZ

STATE OF GEORGIA

COUNTY OF HABERSHAM

NOTICE OF SALE UNDER POWER

By virtue of the Power of Sale contained in that certain Deed to Secure Debt dated July 6, 2011 , from OSVALDO VARGAS and DIANA CADIZ, to Silverleaf Resorts, Inc., a Texas corporation, recorded in Volume 960, Page 932 in the Superior Court of Habersham County, Georgia (hereinafter “Security Deed”), said Security Deed having been given to secure a Promissory Note (the “Note”) dated July 6, 2011 , from OSVALDO VARGAS and DIANA CADIZ, to Silverleaf Resorts, Inc., a Texas Corporation, in the original principal sum of $11535.00, with interest thereon as provided for therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Habersham County, Georgia, within the legal hours of sale on May 1, 2012, the following property:

A 1.923% undivided interest as tenant-in common in and to Unit No. 0078 (the “Unit”), Apple Mountain Resort, Phase 1, a vacation resort in Habersham County, Georgia, according to the Amended and Restated Declaration of Restrictions, Covenants and Conditions recorded in Volume 488, Page 1, in the Superior Court of Habersham County, Georgia (the “Declaration”), and as shown and described in the plat of Apple Mountain Resort, recorded in Volume 45, Page 241 of the Plat Records, Habersham County, Georgia, together with the exclusive right to occupy the Unit during use Period Nos. 44, as said Use Period is defined in the Declaration, upon and subject to all of the terms, restrictions, covenants, conditions and provisions in the Declaration.

The unpaid principal balance of the Note having been declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed, and said default remaining, said sale will be made for the purpose of applying the proceeds thereof toward all expenses of sale, including, without limitation, attorney’s fees (notice of intention to collect attorney’s fees having been given), the payment of the debt and the interest thereon secured by the Security Deed, and as otherwise provided by and subject to the terms of the Security Deed.

Said property will be sold subject to (i) any unpaid ad valorem taxes and assessments (including taxes which are a lien, but not yet due and payable); (ii) any matters which might be disclosed by an accurate survey and inspection of the property; and (iii) any easements, liens, encumbrances, zoning ordinances, covenants, restrictions and matters of record senior in priority to the Deed to Secure Debt.

To the best of the undersigned’s knowledge, information and belief, possession of the property is held by OSVALDO VARGAS and DIANA CADIZ.

Silverleaf Resorts, Inc., a Texas Corporation

as Attorney-in-Fact for OSVALDO VARGAS and DIANA CADIZ.

Silverleaf Resorts, Inc.

P.O. Box 358

Dallas, Texas 75221

(214) 631-1166 x8914

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

4C-4-25-2012

gpn11

WELLS

STATE OF GEORGIA

COUNTY OF HABERSHAM

NOTICE OF SALE UNDER POWER

By virtue of the Power of Sale contained in that certain Deed to Secure Debt dated May 11, 2011, from DANIELLE WELLS, to Silverleaf Resorts, Inc., a Texas corporation, recorded in Volume 956, Page 381 in the Superior Court of Habersham County, Georgia (hereinafter “Security Deed”), said Security Deed having been given to secure a Promissory Note (the “Note”) dated May 11, 2011, from DANIELLE WELLS, to Silverleaf Resorts, Inc., a Texas Corporation, in the original principal sum of $4671.00, with interest thereon as provided for therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Habersham County, Georgia, within the legal hours of sale on May 1, 2012, the following property:

A 1.923% undivided interest as tenant-in common in and to Unit No. 00040 (the “Unit”), Apple Mountain Resort, Phase 1, a vacation resort in Habersham County, Georgia, according to the Amended and Restated Declaration of Restrictions, Covenants and Conditions recorded in Volume 488, Page 1, in the Superior Court of Habersham County, Georgia (the “Declaration”), and as shown and described in the plat of Apple Mountain Resort, recorded in Volume 45, Page 241 of the Plat Records, Habersham County, Georgia, together with the exclusive right to occupy the Unit during use Period Nos. 04, as said Use Period is defined in the Declaration, upon and subject to all of the terms, restrictions, covenants, conditions and provisions in the Declaration.

The unpaid principal balance of the Note having been declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed, and said default remaining, said sale will be made for the purpose of applying the proceeds thereof toward all expenses of sale, including, without limitation, attorney’s fees (notice of intention to collect attorney’s fees having been given), the payment of the debt and the interest thereon secured by the Security Deed, and as otherwise provided by and subject to the terms of the Security Deed.

Said property will be sold subject to (i) any unpaid ad valorem taxes and assessments (including taxes which are a lien, but not yet due and payable); (ii) any matters which might be disclosed by an accurate survey and inspection of the property; and (iii) any easements, liens, encumbrances, zoning ordinances, covenants, restrictions and matters of record senior in priority to the Deed to Secure Debt.

To the best of the undersigned’s knowledge, information and belief, possession of the property is held by DANIELLE WELLS.

Silverleaf Resorts, Inc., a Texas Corporation

as Attorney-in-Fact for DANIELLE WELLS.

Silverleaf Resorts, Inc.

P.O. Box 358

Dallas, Texas 75221

(214) 631-1166 x8914

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

4C-4-25-2012

gpn11

ARROWOOD

NOTICE OF SALE UNDER POWER

GEORGIA, HABERSHAM COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from ANGELA M. ARROWOOD to MORTGAGE ELECTRONIC SYSTEM AS NOMINEE FOR TAYLOR, BEAN & WHITAKER MORTGAGE CORP., dated May 18, 2007, recorded May 30, 2007, in Deed Book 807, Page 262-272, Habersham County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Ninety-Three Thousand Thirty-Nine and 00/100 dollars ($93,039.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Habersham County, Georgia, within the legal hours of sale on the first Tuesday in May, 2012, all property described in said Security Deed including but not limited to the following described property:

ALL THAT TRACT OR PARCEL OF LAND TOGETHER WITH IMPROVEMENTS THEREON LYING AND BEING IN

LAND LOT 62 OF THE 10TH LAND DISTRICT, HABERSHAM COUNTY, GEORGIA, CONTAINING 1.240

ACRES, MORE OR LESS, AND BEING MORE PARTICULARLY DESCRIBED ACCORDING TO PLAT OF SURVEY

FOR L.A. WHELCHEL RECORDED 11/01/01 IN PLAT BOOK 51, PAGE 76, IN THE OFFICE OF THE CLERK OF

SUPERIOR COURT OF HABERSHAM COUNTY, GEORGIA WHICH SAID PLAT IS INCORPORATED HEREIN BY

REFERENCE AND MADE A PART OF THIS DESCRIPTION.

TOGETHER WITH A 2003 HORTON MIRAGE DOUBLEWIDE MOBILE HOME SERIAL NO. H89808GL&R

ATTACHED TO THE REAL ESTATE AND INTENDED TO BE MADE A PART THEREOF.

BEING THE PROPERTY CONVEYED TO JVC, INC. BY LIMITED WARRANTY DEED FROM US BANK

NATIONAL ASSOCIATION AS TRUSTEE IN SUCCESSOR IN INTEREST TO BANK ONE AS TRUSTEE FOR

CREDIT SUISSE FIRST BOSTON MBS 2002-34 DATED JUNE 22, 2005 RECORDED IN DEED BOOK 729,

PAGE 478, HABERSHAM COUNTY, GEORGIA DEED RECORDS.

SUBJECT TO ALL EASEMENTS, RESTRICTIONS, RESERVATIONS AND RIGHTS-OF-WAY OF RECORD, IF ANY.

Said legal description being controlling, however the property is more commonly known as 265 SANDPOINT DRIVE, CORNELIA, GA 30531.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold on an “as-is” basis without any representation, warranty or recourse against the above-named creditor or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed.

To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is ANGELA M. ARROWOOD, or tenants(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.

The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is:

Lender Contact: BAC, Loss Mitigation Dept., P.O. Box 940070, Simi Valley, CA 93094-0070

Telephone Number: 800-720-3758

BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP

as Attorney in Fact for

ANGELA M. ARROWOOD

THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Attorney Contact: Rubin Lublin Suarez Serrano, LLC, 3740 Davinci Court, Suite 400, Norcross, GA 30092

Telephone Number: (877) 813-0992 Case No. BAC-12-02289-0001

Ad Run Dates 04/04/2012, 04/11/2012, 04/18/2012, 04/25/2012

www.rubinlublin.com/property-listings.php

4C-4-25-2012

gpn11

PURDY

NOTICE OF SALE UNDER POWER NOTICE OF SALE UNDER POWER GEORGIA, HABERSHAM COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Isaac Ben Purdy and Jamie Childs to SunTrust Mortgage, Inc., dated April 10, 2007, recorded in Deed Book 801, Page 38, Habersham County, Georgia Records, as last transferred to SunTrust Bank by assignment to be recorded in the Office of the Clerk of Superior Court of Habersham County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of FIFTY-EIGHT THOUSAND FOUR HUNDRED TEN AND 0/100 DOLLARS ($58,410.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Habersham County, Georgia within the legal hours of sale on the first Tuesday in May, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Isaac Ben Purdy and Jamie Childs or a tenant or tenants and said property is more commonly known as Lot 45 Laurel Place Drive, Cornelia, Georgia 30531. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you. SunTrust Bank as Attorney in Fact for Isaac Ben Purdy and Jamie Childs McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/clp2 5/1/12 Our file no. 51551911-FT2 EXHIBIT “A” All that tract or parcel of land lying and being in Land Lot 121 of the 10th Land District of Habersham County, Georgia, containing 1.12 acres, and being designated as Lot 45 of Laurel Place, Phase Two, on a plat of survey prepared for H&T Land and Investment Co., Inc., et al by Bartlett & Cash Land Surveyors, Inc., Georgia Registered Land Surveyor, dated November 2, 2000, and recorded in Plat Book 50, page 55 of the Habersham County, Georgia Plat Records, which plat is incorporated herein by reference for a more complete description. Said property is subject to all easements, covenants, reservations, set-backs and rights of way of record or those delineated on the above-referenced plat of survey, if any. Subject to Declaration of Covenants, Conditions and Restrictions, dated May 8, 2001, and recorded in Deed Book 504, Page 687 of Habersham County, Georgia Deed Records. MR/clp2 5/1/12 Our file no. 51551911 - FT2

4C-4-25-2012

gpn11

WILLIS

NOTICE OF SALE UNDER POWER

GEORGIA, HABERSHAM COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Tabatha L Willis fka Tabitha Smtih and Justin A Willis to Mortgage Electronic Registration Systems, Inc., as nominee for Nationpoint, a division of Nat. City Bank of IN, its successors and assigns dated August 10, 2006 in the amount of $100,250.00, and recorded in Deed Book 772, Page 511, Habersham County, Georgia Records; as last transferred to Residential Credit Solutions, Inc. by assignment; the undersigned, Residential Credit Solutions, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in May, 2012 , during the legal hours of sale, at the Courthouse door in Habersham County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

Land situated in the City of Demorest in the County of Habersham in the State of GA All that tract or parcel of land lying and being in Land Lot 71 of the 10th Land District of the City of Demorest, Habersham County, Georgia, designated as Tract 7, as shown on a plat of survey prepared for Piedmont College by Richard H. Holcomb, R.S., under date of April 18, 2003, a copy of said plat being of record in the Office of the Clerk of Superior Court of Habersham County, Georgia, in Plat Book 54, page 128, to which said plat and record thereof reference is hereby made for a more complete description. Commonly known as: 251 Piedmont College Circle, Demorest, GA 30535

which has the property address of 251 Piedmont College Circle, Demorest, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Tabatha L Willis fka Tabitha Smtih and Justin A Willis and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Residential Credit Solutions, Inc. Attorney in Fact for

Tabatha L Willis fka Tabitha Smtih and Justin A Willis

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Northeast Georgian

Publication Dates:04-03-2012, 04-10-2012, 04-17-2012, 04-24-2012

File No. 12-02869 /FNMA/kjenrette

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

4C-4-25-2012

gpn11

DAVIS

NOTICE OF SALE UNDER POWER NOTICE OF SALE UNDER POWER GEORGIA, HABERSHAM COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Kermit B. Davis and Elsie M. Davis to Mortgage Electronic Registration Systems, Inc., dated February 20, 2008, recorded in Deed Book 839, Page 424, Habersham County, Georgia Records, as last transferred to Flagstar Bank, FSB by assignment to be recorded in the Office of the Clerk of Superior Court of Habersham County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of FIFTY-FIVE THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($55,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Habersham County, Georgia within the legal hours of sale on the first Tuesday in May, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Flagstar Bank, F.S.B., 5151 Corporate Drive, Troy, MI 48098, 800-945-7700. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Elsie M. Davis and Kermit Davis or a tenant or tenants and said property is more commonly known as 520 Cody Rd, Mount Airy, Georgia 30563. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you. Flagstar Bank, FSB as Attorney in Fact for Kermit B. Davis and Elsie M. Davis McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/eca1 5/1/12 Our file no. 53322409-FT1 EXHIBIT “A” All that tract or parcel of land lying and being in Land Lot 18 of the 12th Land District of Habersham County, Georgia, being shown and designated as Tract No. 17 of property of Dorsey Davis, containing 1.0 acre, more or less, on a plat of survey prepared by Hubert Lovell, R.S., under date of January 14, 1983, a copy of said plat being of record in the Office of the Clerk of Superior Court of Habersham County, Georgia, in Plat Book 25, Page 71, to which said plat and the record thereof reference is hereby made for a more complete description. MR/eca1 5/1/12 Our file no. 53322409 - FT1

4C-4-25-2012

gpn11

OTTER

GEORGIA, HABERSHAM COUNTY

NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained in that Deed to Secure Debt from Danny Otter to Habersham Bank dated May 28, 2008, recorded among Habersham County, Georgia Records in Deed Book 850, Page 869, held by SCBT, N.A. d/b/a Habersham Bank, a Division of SCBT, N.A. pursuant to that Purchase and Assumption Agreement among Federal Deposit Insurance Corporation as Receiver of Habersham Bank, SCBT, N.A., and the Federal Deposit Insurance Corporation, dated February 18, 2011 and pursuant to Assignment from Federal Deposit Insurance Corporation as Receiver of Habersham Bank to SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday in May, 2012 by SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., as Attorney-in-Fact for Danny Otter the following described property:

All that tract or parcel of land lying and being in Land Lot 2 of the 12th Land District of Habersham County, Georgia, being shown and designated as Tract F of Loving Hill consisting of 0.03 acres, more or less, Tract J of Loving Hill consisting of 0.03 acres, more or less, Tract L of Loving Hill consisting of 0.05 acres, more or less, Tract N of Loving Hill consisting of 0.05 acres, more or less, Tract O of Loving Hill consisting of 0.03 acres, more or less, Tract P of Loving Hill consisting of 0.03 acres, more or less, Tract Q of Loving Hill consisting 0.05 acres, more or less, Tract R of Loving Hill consisting of 0.04 acres, more or less, and Tract S of Loving Hill consisting of 0.04 acres, more or less, on a plat of survey prepared for Danny Otter by Bartlett & Cash Land Surveyors, Inc., RLS, under date of August 20, 2002 and mapped under date of July 10, 2003, recorded in the office of the Clerk of Superior Court of Habersham County, Georgia, in Plat Book 54, Page 110, to which plat and the record thereof is hereby incorporated herein for a more full and complete description.

TOGETHER WITH a permanent non-exclusive easement for ingress and egress to and from the above described property via the courses of the existing subdivision roads as shown on the plat of survey referred to above.

SUBJECT TO: Declaration of Covenants, Conditions, and Restrictions, recorded in the office of the Clerk of Superior Court of Habersham County, Georgia, in Deed Book 616, Page 708 with amendment recorded in the above said office in Deed Book 624, Page 674.

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of said indebtedness, among other possible events of default, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees (notice having been given as provided by law).

The property will be sold subject to the following:

(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.

To the best of the undersigned’s knowledge and belief, the party in possession is Danny Otter or a tenant or tenants.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed to Secure Debt.

SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A. as Attorney-in-fact for Danny Otter.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

M. Keith York

Kimzey, Kimzey & York

P. O. Box 38

Cornelia, GA 30531

(706) 778-6823

4C-4-25-2012

gpn11

HENDERSON

GEORGIA, HABERSHAM COUNTY

NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained in that Deed to Secure Debt from Avery Henderson to Traditions Bank, a Division of Rabun County Bank, dated August 24, 2005, recorded among Habersham County, Georgia Records in Deed Book 718, Page 988, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday in May, 2012 by Traditions Bank, a Division of Rabun County Bank, as Attorney-in-Fact for Avery Henderson the following described property:

ALL THAT TRACT or parcel of land lying and being in Land Lot 177 of the 2nd Land District of Habersham County, Georgia, containing 1.00 acre, more or less, shown and designated as Tract 2 on a plat of survey prepared for Stacey Henderson by Richard H. Holcomb, RLS, under date of May 17, 2005, and revised May 24, 2005, a copy of said plat being of record in the office of the Clerk of Superior Court of Habersham County, Georgia, in Plat Book 57, Page 181, to which said plat and the record thereof reference is hereby made for a more complete description.

TOGETHER WITH an easement for ingress and egress to and from Taylor Loop Road and a utility location via the course of a 30’ ingress/egress easement over and across the northern portion of Tract 1 as shown on the plat of survey referred to above.

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of said indebtedness, among other possible events of default, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees (notice having been given as provided by law).

The property will be sold subject to the following:

(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.

To the best of the undersigned’s knowledge and belief, the party in possession is Avery Henderson or a tenant or tenants.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed to Secure Debt.

Traditions Bank, a Division of Rabun County Bank, as Attorney-in-fact for Avery Henderson.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

M. Keith York

Kimzey, Kimzey & York

P. O. Box 38

Cornelia, GA 30531

(706) 778-6823

4C-4-25-2012

gpn11

FLEMING

GEORGIA, HABERSHAM COUNTY

NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained in that Deed to Secure Debt from Timothy S. Fleming and Donna T. Fleming to Community Bank & Trust dated December 5, 2008, recorded among Habersham County, Georgia Records in Deed Book 870, Page 1060, held by SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A. pursuant to that Purchase and Assumption Agreement among Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust, SCBT, N.A., and the Federal Deposit Insurance Corporation, dated January 29, 2010 and pursuant to Assignment from Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust to SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday in May, 2012 by SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., as Attorney-in-Fact for Timothy S. Fleming and Donna T. Fleming the following described property:

All that tract or parcel of land together with improvements thereon lying and being in Land Lot 171 of the 11th Land District of Habersham County, Georgia, consisting of 0.5913 acre, as shown on plat of survey for Tim and Donna Fleming by Michael J. Smith, RLS, dated December 18, 1989 recorded in Plat Book 28, Page 63, in the office of the Clerk of Superior Court of Habersham County, Georgia, which said plat is incorporated herein by reference and made a part of this description.

Subject to Easement as recorded in Deed Book 117, Page 599-600, Habersham County, Georgia deed records.

Subject to Right of Way in favor of Habersham County as recorded in Deed Book 116, Page 440, Habersham County, Georgia deed records.

Subject to all easements, restrictions, reservations and rights of way of record, if any.

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of said indebtedness, among other possible events of default, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees (notice having been given as provided by law).

The property will be sold subject to the following:

(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.

To the best of the undersigned’s knowledge and belief, the party in possession is Timothy S. Fleming and Donna T. Fleming or a tenant or tenants.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed to Secure Debt.

SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A. as Attorney-in-fact for Timothy S. Fleming and Donna T. Fleming.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

M. Keith York

Kimzey, Kimzey & York

P. O. Box 38

Cornelia, GA 30531

(706) 778-6823

4C-4-25-2012

gpn11

AUTRY

NOTICE OF SALE UNDER POWER, HABERSHAM COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Jacob Autry and Hollie Autry to Wells Fargo Bank, N.A. dated 4/24/2009 and recorded in Deed Book 885 Page 641, HABERSHAM County, Georgia records; as last transferred to Wells Fargo Bank, NA by Assignment filed for record in HABERSHAM County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $ 143,750.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of HABERSHAM County, Georgia, within the legal hours of sale on the first Tuesday in May, 2012 (May 1, 2012), the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 141 OF THE 11TH DISTRICT OF HABERSHAM COUNTY, GEORGIA BEING DESIGNATED AS LOT 19 OF WOODCREST SUBDIVISION, AS SHOWN ON A PLAT OF SURVEY PREPARED BY JEFF WESHNER, R.S. UNDER THE DATED OF JANUARY 10, 2006

A COPY OF SAID PLAT BEING OF RECORD IN THE OFFICE OF CLERK OF SUPERIOR COURT OF HABERSHAM COUNTY, GEORGIA, IN THE PLAT BOOK 58, PAGE 31-36 TO WHICH SAID PLAT AND THE RECORD THEREOF REFERENCE IS HERBY MADE FOR COMPLETE DESCRIPTION.

BEING THE SAME PROPERTY CONVEYED TO JACOB AUTRY AND HOLLIE GREENBAUM BY DEED FROM JR BIGGERS CONSTRUCTION RECORDED 7/25/2006 IN DEED BOOK 764 PAGE 802, IN THE OFFICE OF THE CLERK OF THE SUPERIOR COURT OF HABERSHAM COUNTY, GEORGIA.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 204 Woodcrest Drive, Clarkesville, Georgia 30523 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Jacob Autry and Hollie Autry or tenant or tenants.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

Wells Fargo Bank, NA as agent and Attorney in Fact for Jacob Autry and Hollie Autry

Aldridge Connors, LLP, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1000-6620876

4C-4-25-2012

gpn11

BOATMAN

NOTICE OF SALE UNDER POWER

GEORGIA, HABERSHAM COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from DIANA BOATMAN to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., NOMINEE FOR AMERICA`S WHOLESALE LENDER, dated December 20, 2005, recorded December 27, 2005, in Deed Book 735, Page 501, Habersham County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Thirteen Thousand Six Hundred and 00/100 dollars ($113,600.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Habersham County, Georgia, within the legal hours of sale on the first Tuesday in May, 2012, all property described in said Security Deed including but not limited to the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 58 OF THE 11TH LAND

DISTRICT OF HABERSHAM COUNTY, GEORGIA, BEING SHOWN AND DESIGNATED AS LOT 23 OF SILLYCOOK

SUBDIVISION, PHASE 1, CONTAINING 2.012 ACRES, MORE OR LESS, ON A PLAT OF SURVEY PREPARED BY

FARLEY-COLLINS & ASSOCIATES, R.S., UNDER DATE OF MARCH 5, 1999, RECORDED IN THE OFFICE OF THE

CLERK OF SUPERIOR COURT OF HABERSHAM COUNTY, GEORGIA, IN PLAT BOOK 46 PAGE 155, TO

WHICH SAID PLAT AND THE RECORD THEREOF, REFERENCE IS HEREBY MADE FOR A MORE COMPLETE

DESCRIPTION.

TOGETHER WITH A PERMANENT NON-EXCLUSIVE EASEMENT FOR INGRESS AND EGRESS TO AND

FROM THE ABOVE DESCRIBED PROPERTY VIA THE COURSE OF THE EXISTING SUBDIVISION ROADS, AS

SHOWN ON THE PLAT OF SURVEY REFERRED TO ABOVE.

Said legal description being controlling, however the property is more commonly known as 737 SILLYCOOK TRAIL, CLARKESVILLE, GA 30523.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold on an “as-is” basis without any representation, warranty or recourse against the above-named creditor or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed.

To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is DIANA BOATMAN, or tenants(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.

The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is:

Lender Contact: BAC, Loss Mitigation Dept., P.O. Box 940070, Simi Valley, CA 93094-0070

Telephone Number: 800-720-3758

BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP

as Attorney in Fact for

DIANA BOATMAN

THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Attorney Contact: Rubin Lublin Suarez Serrano, LLC, 3740 Davinci Court, Suite 400, Norcross, GA 30092

Telephone Number: (877) 813-0992 Case No. BAC-12-03058-0001

Ad Run Dates 04/04/2012, 04/11/2012, 04/18/2012, 04/25/2012

www.rubinlublin.com/property-listings.php

4C-4-25-2012

gpn11

HOUSE

NOTICE OF SALE UNDER POWER

GEORGIA, HABERSHAM COUNTY

By virtue of the power of sale contained in a Security Deed from Charles A. House to Mortgage Electronic Registration Systems Inc., solely as nominee for Homestar Financial Corp., it’s successors and assigns dated September 8, 2009 recorded in Deed Book 903, Page 985-996 , Habersham County Records, and last assigned to JPMorgan Chase Bank, National Association, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVEN THOUSAND FIVE HUNDRED FIFTY AND 00/100 ($107,550.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Habersham County, Georgia, during the legal hours of sale on the first Tuesday, May 1, 2012 the following described property, to wit:

ALL that tract or parcel of land lying and being in Land Lots 62 and 63 of the 10th Land District of Habersham County, Georgia, containing 0.57 acres, more or less, as shown on Plat of Survey prepared by Barlett & Cash Surveying, Inc., RLS, dated May 3, 2004 and said Plat being recorded in Plat Book 55, page 255, Habersham County, Georgia Records, reference to said plat is being made for a more full and complete description.

The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorney’s fees, notice of intent to collect attorney’s fees having been given.

Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property Charles A. House or, a tenant or tenants, and said property was or is commonly known as 2804 Pea Ridge Road, Cornelia, GA 30531.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

JPMorgan Chase Bank, National Association

As Attorney in Fact for

Charles A. House

Martin & Brunavs

2800 North Druid Hills Rd.

Building B, Suite 100

Atlanta, GA 30329

(404) 982-0088

M&B File No.: 12-12840

/

Publication Dates: April 3, 10, 17, 24, 2012

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR, ATTEMPTING TO COLLECT A DEBT.

ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

4C-4-25-2012

gpn11

YOUNG

NOTICE OF SALE UNDER POWER

GEORGIA, HABERSHAM COUNTY

By virtue of the power of sale contained in a Security Deed from Mary A. Young to Mortgage Electronic Registration Systems Inc., (solely as nominee for Lender, as hereinafter defined, and Lender’s successors and assigns): Homestar Financial Corp. dated March 8, 2010 recorded in Deed Book 915, Page 755 , Habersham County Records, and last assigned to JPMorgan Chase Bank, National Association, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-FOUR THOUSAND THREE HUNDRED EIGHTY-SEVEN AND 00/100 ($144,387.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Habersham County, Georgia, during the legal hours of sale on the first Tuesday, May 1, 2012 the following described property, to wit:

All that tract or parcel of land lying and being in Land Lot 19 of the 12th Land District of Habersham County, Georgia, being shown and designated as Lot 6 of the Hardwoods Subdivision, containing 2.84 acres, more or less, on a plat of survey prepared by Hubert Lovell, RLS., under date of March 9, 1988, a copy of said plat being of record in the Office of the Clerk of Superior Court of Habersham County, Georgia, in Plat Book 26 Page 263, to which said plat and the record thereof reference is hereby made for a more complete description .

The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorneyís fees, notice of intent to collect attorneyís fees having been given.

Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property Mary A. Young or, a tenant or tenants, and said property was or is commonly known as 325 Hardwood Drive, Mount Airy, GA 30563.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

JPMorgan Chase Bank, National Association

As Attorney in Fact for

Mary A. Young

Martin & Brunavs

2800 North Druid Hills Rd.

Building B, Suite 100

Atlanta, GA 30329

(404) 982-0088

M&B File No.: 12-12695

/

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR, ATTEMPTING TO COLLECT A DEBT.

ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

4C-4-25-2012

gpn11

HOLBROOKS

NOTICE OF SALE UNDER POWER, HABERSHAM COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Merelyn Holbrooks to Wells Fargo Home Mortgage, Inc. dated 7/25/2003 and recorded in Deed Book 613 Page 96, Habersham County, Georgia records; as last transferred to Wells Fargo Bank, NA sbm Wells Fargo Home Mortgage, Inc. by Assignment filed for record in Habersham County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $ 99,750.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Habersham County, Georgia, within the legal hours of sale on the first Tuesday in May, 2012 (May 1, 2012), the following described property:

That tract or parcel of land lying and being in Land Lot 143, 11th District of Habersham County, Georgia, being described as Tract A containing 1.77 acres, more or less, as shown on a plat of survey for Tony Tipton dated December 10, 2002, revised June 9, 2003 and recorded in Plat Book 54, Page 15, Habersham County records; said plat being incorporated herein by reference for a more complete description of the property.

Together with an improvement and immovable fixture permanently attached thereto, a 2003 Fleetwood Spring Hill, 28 X 52 manufactured home, Serial Number GAFL334AB76086-SL12.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 436 George Moss Road, Clarkesville, Georgia 30523 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Merelyn Holbrook or tenant or tenants.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

Wells Fargo Bank, NA sbm Wells Fargo Home Mortgage, Inc. as agent and Attorney in Fact for Merelyn Holbrooks

Aldridge Connors, LLP, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1000-6669359

4C-4-25-2012

gpn11

NICHOLSON

NOTICE OF SALE UNDER POWER

GEORGIA, HABERSHAM COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Herman Euguene Nicholson and Lisa Suzanne Nicholson to Mortgage Electronic Registration Systems, Inc. as nominee for Choice Capital Funding Inc., its successors and assigns dated July 29, 2005 in the amount of $217,000.00, and recorded in Deed Book 715, Page 737, Habersham County, Georgia Records; as last transferred to U.S. Bank National Association as Trustee for RASC 2005KS9 by assignment; the undersigned, U.S. Bank National Association as Trustee for RASC 2005KS9 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in May, 2012 , during the legal hours of sale, at the Courthouse door in Habersham County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 48 of the 11th Land District of Habersham County, Georgia, containing 10.0 acres, more or less, as shown on a plat of survey prepared by Hubert Lovell, R.S. under date of November 9, 1992, a copy of said plat being of record in the Office of the Clerk of Superior Court of Habersham County, Georgia, in Plat Book 35, Page 130, to which said plat and the record thereof reference is hereby made for a more complete description.

which has the property address of 1100 Hardman Road, Clarkesville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Herman Euguene Nicholson and Lisa Suzanne Nicholson and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

U.S. Bank National Association as Trustee for RASC 2005KS9

Attorney in Fact for

Herman Euguene Nicholson and Lisa Suzanne Nicholson

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Northeast Georgian

Publication Dates:04-03-2012, 04-10-2012, 04-17-2012, 04-24-2012

File No. 10-18375 /CONV/ajackson

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

4C-4-25-2012

gpn11

THOMAS

NOTICE OF SALE UNDER POWER

GEORGIA, HABERSHAM COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Alisa Aycock Thomas and Timothy W. Thomas to Regions Mortgage, Inc dated February 17, 1997 in the amount of $42,000.00, and recorded in Deed Book 368, Page 812, Habersham County, Georgia Records; as last transferred to Bank of America, National Association as successor by merger to LaSalle Bank National Association, as Trustee for certificateholders of Bear Stearns Asset Backed Securities I LLC Asset Backed Certificates, Series 2004-2 by assignment; the undersigned, Bank of America, National Association as successor by merger to LaSalle Bank National Association, as Trustee for certificateholders of Bear Stearns Asset Backed Securities I LLC Asset Backed Certificates, Series 2004-2 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in May, 2012 , during the legal hours of sale, at the Courthouse door in Habersham County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 199 of the 10th Land District of Habersham County, Georgia and being designated as Lots 1 and 2 of the Paul and Bera Faulkner Subdivision, containing .70 acre more or less, as shown on plat of survey prepared by Richard E. Nutt, RLS, dated February 14 1997 and recorded among Habersham County, Georgia Records in Plat Book 41, Page 124, reference to said plat is being made for a more full and complete description.

which has the property address of 2979 Gainesville Hwy, Alto, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Alisa Aycock Thomas and Timothy W. Thomas and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Bank of America, National Association as successor by merger to LaSalle Bank National Association, as Trustee for certificateholders of Bear Stearns Asset Backed Securities I LLC Asset Backed Certificates, Series 2004-2

Attorney in Fact for

Alisa Aycock Thomas and Timothy W. Thomas

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Northeast Georgian

Publication Dates:04-03-2012, 04-10-2012, 04-17-2012, 04-24-2012

File No. 08-04998 /CONV/awilby

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

4C-4-25-2012

gpn11

BARRON

NOTICE OF SALE UNDER POWER, HABERSHAM COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Robert C. Barron a/k/a Casey Barron and Michelle Barron to Mortgage Electronic Registration Systems, Inc., as nominee for Quicken Loans, Inc. dated 11/12/2007 and recorded in Deed Book 836 Page 456, HABERSHAM County, Georgia records; as last transferred to GMAC Mortgage, LLC by Assignment filed for record in HABERSHAM County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $ 417,000.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of HABERSHAM County, Georgia, within the legal hours of sale on the first Tuesday in May, 2012 (May 01, 2012), the following described property:

Tax ID Number: 071-002T-000-000-000

Land situated in the County of Habersham in the State of GA

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 18 OF THE 10TH LAND DISTRICT OF HABERSHAM COUNTY, GEORGIA, BEING SHOWN AND DESIGNATED AS LOT 40 OF HABERSHAM SHOALS ON THE SOQUE RIVER SUBDIVISION, ON A PLAT OF SURVEY DONALD REX JONES, R.S., UNDER DATE OF JULY 2, 2004, A COPY OF SAID PLAT BEING OF RECORD IN (THE OFFICE OF THE CLERK OF SUPERIOR COURT OF HABERSHAM COUNTY, GEORGE, IN PLAT BOOK 56 PAGE 41, TO WHICH SAID PLAT AND THE RECORD THEREOF REFERENCE IS HEREBY MAKE FOR A MORE COMPLETE DESCRIPTION.

Commonly known as: 325 Shoals Lane, Clarkesville, GA 30523

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 325 Shoals Lane, Clarkesville, GA 30523 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Casey Barron and Michelle Barron or tenant or tenants.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

GMAC Mortgage, LLC as agent and Attorney in Fact for Robert C. Barron a/k/a Casey Barron and Michelle Barron

Aldridge Connors, LLP, 15 Piedmont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1165-800

4C-4-25-2012

gpn11

TRIMIAR

NOTICE OF SALE UNDER POWER NOTICE OF SALE UNDER POWER GEORGIA, HABERSHAM COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Telondia M. Trimiar to Mortgage Electronic Registration Systems, Inc., dated March 27, 2008, recorded in Deed Book 845, Page 329, Habersham County, Georgia Records, as last transferred to Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment recorded in Deed Book 968, Page 41, Habersham County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-TWO THOUSAND EIGHT AND 0/100 DOLLARS ($142,008.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Habersham County, Georgia within the legal hours of sale on the first Tuesday in May, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Telondia M. Trimiar or a tenant or tenants and said property is more commonly known as 548 Ivy Hills Circle, Mt Airy, Georgia 30563. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you. Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP as Attorney in Fact for Telondia M. Trimiar McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jec 5/1/12 Our file no. 5260012-FT11 EXHIBIT “A” All that tract or parcel of land lying and being in the City of Mount Airy being in Land Lot 177 of the 10th Land District of Habersham County, Georgia and being designated as Lot 124 of Ivy Hills Subdivision, Phase Three, according to that plat of survey recorded in Plat Book 58, Page 242, Habersham County, Georgia Records, which plat is incorporated herein and made a part hereof by reference thereto for a more complete description of the property conveyed herein. MR/jec 5/1/12 Our file no. 5260012 - FT11

4C-4-25-2012

gpn11

HAMMITT

STATE OF GEORGIA

COUNTY OF HABERSHAM

NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained in a Security Deed from WILLIAM LEE HAMMITT to WHITE COUNTY BANK N/K/A UNITED COMMUNITY BANK, dated August 2, 1999, recorded October 4, 1999, in Deed Book 451, Page 738, Habersham County, Georgia records, as last modified by Modification of Security Deed dated March 28, 2011, recorded in Deed Book 951, Page 667, Habersham County, Georgia records, said Security Deed being given to secure a Note from WILLIAM LEE HAMMITT dated March 28, 2011, in the original principal amount of Fifty Six Thousand Six Hundred Eighty Three and 25/100 ($56,683.25) Dollars, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Habersham County, Georgia, within the legal hours of sale on the first Tuesday in May, 2012, the following described property:

All that tract or parcel of land lying and being in the City of Cornelia, Habersham County, Georgia, being known and designated as Lot 8 of Block A of Perkins Terrace Subdivision as shown on a plat of survey prepared by O.F. Smith, RS, under date of August 2, 1965, recorded in Plat Book 8, Page 98, Habersham County, Georgia records, said plat being incorporated herein by reference for a more complete description.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is WILLIAM LEE HAMMITT or a tenant or tenants.

WHITE COUNTY BANK N/K/A UNITED COMMUNITY BANK,

as attorney in Fact for WILLIAM LEE HAMMITT

L. Lou Allen

Stites & Harbison, PLLC

11 Mountain Street, Suite 8

Blue Ridge, Georgia 30513

(706) 632-7923

File No. 7484A-03264

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

4C-4-25-2012

gpn11

IRWIN

NOTICE OF SALE UNDER POWER NOTICE OF SALE UNDER POWER GEORGIA, HABERSHAM COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by John Irwin and Sarah Irwin to JPMorgan Chase Bank, N.A., dated April 5, 2005, recorded in Deed Book 699, Page 273, Habersham County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-NINE THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($159,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Habersham County, Georgia within the legal hours of sale on the first Tuesday in May, 2012, the following described property:All that tract or parcel of land together with improvements thereon lying and being in Land Lot 176 of the 10th Land District of Habersham County, Georgia, shown and designated as Lot 1 of the Refuge, containing 1.48 acres, more or less, on a plat of survey prepared by Jeff Weshner, RS, for Refuge Terrace, dated January 12, 1996, recorded in Plat Book 39, Page 146 in the Office of the Clerk of Superior Court of Habersham County, Georgia, which said plat and the record thereof reference is hereby made for a more complete description. The southwestern most corner of subject property is traversed by a power lien easement as shown the plat referred to above. Being the same property as that conveyed by Warranty Deed from Michael A. Hicks to Kenneth R. Jordan dated June 3, 1997 recorded in Deed Book 376, Page 628, Habersham County records. Subject to all easements, restrictions, reservations and rights-of-way of record, if any. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). JPMorgan Chase Bank, National Association can be contacted at 800-446-8939 or by writing to 3415 Vision Drive, Columbus, OH 43219, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is John Irwin and Sarah Irwin or a tenant or tenants and said property is more commonly known as 125 Refuge Ter Rd, Mount Airy, Georgia 30563. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. JPMorgan Chase Bank, National Association also known as JPMorgan Chase Bank, N.A. as Attorney in Fact for John Irwin and Sarah Irwin Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com MSP/cml1 5/1/12 Our file no. 1599511-FT20

4C-4-25-2012

gpn11

WILLIAMS

Notice of Sale Under Power. State of Georgia, County of HABERSHAM.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by JANET L WILLIAMS to JPMORGAN CHASE BANK, N.A. , dated 12/31/2007, and Recorded on 12/31/2007 as Book No. 833 and Page No. 625, HABERSHAM County, Georgia records, as last assigned to JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO CHASE HOME FINANCE LLC, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $120,156.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the HABERSHAM County Courthouse within the legal hours of sale on the first Tuesday in May, 2012, the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 104 OF THE 10TH LAND DISTRICT OF HABERSHAM COUNTY, GEORGIA, BEING LOT 41 OF FLYING EAGLE VILLAS, MORE PARTICULARLY DESCRIBED AND DELINEATED ACCORDING TO A PLAT OF SURVEY PREPARED BY CONSTRUCTION ENGINEERING SERVICES, INC., CERTIFIED BY JAMES W. WOOLEY, GEORGIA REGISTERED LAND SURVEYOR NO. 1478, DATED DECEMBER 13, 2006, AND RECORDED IN PLAT BOOK 59, PAGE 184, IN THE OFFICE OF THE CLERK OF SUPERIOR COURT OF HABERSHAM COUNTY, GEORGIA RECORDS; WHICH PLAT AND THE RECORDING THEREOF ARE HEREBY INCORPORATED HEREIN BY REFERENCE FOR A MORE DETAILED DESCRIPTION OF THE PROPERTY. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO CHASE HOME FINANCE LLC, 3415 VISION DRIVE, Foreclosure, COLUMBUS, OH 43219, 800-848-9136. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 303 GOLDEN EAGLE TRACE, CORNELIA, GEORGIA 30531 is/are: JANET L WILLIAMS or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO CHASE HOME FINANCE LLC as Attorney in Fact for JANET L WILLIAMS. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 20110187410206 BARRETT DAFFIN FRAPPIER LEVINE & BLOCK, LLP 15000 Surveyor Boulevard Addison, Texas 75001 Telephone: (972) 341-5398.

4C-4-25-2012

gpn11

TENCH

Notice of Sale Under Power. State of Georgia, County of HABERSHAM.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by ANDY L TENCH, JR to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”) AS NOMINEE FOR PINE STATE MORTGAGE CORPORATION , dated 12/29/2006, and Recorded on 01/02/2007 as Book No. 786 and Page No. 588-601, HABERSHAM County, Georgia records, as last assigned to NATIONSTAR MORTGAGE LLC, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $72,100.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the HABERSHAM County Courthouse within the legal hours of sale on the first Tuesday in May, 2012, the following described property: ALL THAT TRACT OR PARCEL OF LAND, TOGETHER WITH IMPROVEMENTS THEREON, LYING AND BEING IN LAND LOT 172 OF THE 10 LAND DISTRICT IN THE CITY OF CORNELIA, HABERSHAM COUNTY, GEORGIA, AND BEING KNOW AS LOT 3 OF 0.18 ACRE, ALL AS MORE FULLY SHOWN ON PLAT OF SURVEY BY HUBERT LOVELL, GEORGIA REGISTERED NO. 1553, DATED SEPTEMBER 18, 1981, REVISED APRIL 7, 1990, RECORDED IN PLAT BOOK 28, PAGE 263, IN THE OFFICE OF THE CLERK OF SUPERIOR COURT OF HABERSHAM COUNTY, GEORGIA, SAID PLAT BEING REFERRED TO AND INCORPORATED HEREIN FOR A MORE COMPLETE DESCRIPTION.

THIS CONVEYANCE MADE SUBJECT TO ALL RESTRICTIONS, COVENANTS, ORDINANCES, EASEMENTS, AND RIGHT-OF-WAYS OF RECORD. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: NATIONSTAR MORTGAGE, 350 HIGHLAND DRIVE, Foreclosure, LEWISVILLE, TX 75067, . Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 139 NACOOCHEE STREET, CORNELIA, GEORGIA 30531 is/are: ANDY L TENCH, JR or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. NATIONSTAR MORTGAGE LLC as Attorney in Fact for ANDY L TENCH, JR. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 20110168300297 BARRETT DAFFIN FRAPPIER LEVINE & BLOCK, LLP 15000 Surveyor Boulevard Addison, Texas 75001 Telephone: (972) 341-5398.

4C-4-25-2012

gpn11

WINDHAM

NOTICE OF SALE UNDER POWER

By virtue of the power of sale contained in a Deed to Secure Debt by RAYMOND WINDHAM and RICHARD WINDHAM to Mortgage Electronic Registration Systems, Inc. (“MERS”) as nominee for Countrywide Home Loans, Inc., dated December 31, 2003 and filed for record January 5, 2004 in Deed Book 635, Page 688, Habersham County, Georgia records, and securing a Note in the original principal amount of $41,600.00; last transferred to The Bank of New York Mellon fka The Bank of New York as Trustee for the Certificateholders of the CWMBS, Inc., CHL Mortgage Pass-Through Trust 2004-7, Mortgage Pass Through Certificates, Series 2004-7 by Assignment, filed for record in Deed Book 966, Page 600, Habersham County, Georgia records, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Habersham County, Georgia, between the legal hours of sale on the first Tuesday in May, 2012, by The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders of the CWMBS Inc., CHL Mortgage Pass-Through Trust 2004-7, Mortgage Pass Through Certificates, Series 2004-7 as Attorney-in-Fact for RAYMOND WINDHAM and RICHARD WINDHAM the following property to-wit:

All that tract or parcel of land lying and being in Land Lot 138 of the 10th Land District of Habersham County, Georgia, being part of Lot 22, Block D of Level Ridge Subdivision in the City of Cornelia, containing 0.29 acres, more or less, on a plat of survey prepared by Hubert Lovell, R.S., under date of August 4, 1982, recorded in the Office of the Clerk of Superior Court of Habersham County, Georgia, in Plat Book 18, Page 92, to which said plat and the record thereof, reference is hereby made for a more complete description.

The above described property is also known as 360 CIRCLE DRIVE, CORNELIA, GA 30531-0000.

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney’s fees, if applicable.

The property will be sold as the property of the aforesaid grantor subject to the following: all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record; all valid zoning ordinances; matters which would be disclosed by an accurate survey of the property or by any inspection of the property; all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.

Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows:

Bank of America, N.A., successor by reason of merger with BAC Home Loans Servicing, L.P.

Attn: Loss Mitigation Dept.

P. O. Box 5170

MS SV314B

Simi Valley, CA 93065

Telephone: 1-800-669-6650

The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require Bank of America, N.A. to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.

The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders of the CWMBS Inc., CHL Mortgage Pass-Through Trust 2004-7, Mortgage Pass Through Certificates, Series 2004-7

as Attorney-in-Fact for

RAYMOND WINDHAM and RICHARD WINDHAM

SHUPING, MORSE & ROSS, L.L.P.

By: S. Andrew Shuping, Jr.

6259 Riverdale Road, Suite 100

Riverdale, GA 30274

770-991-0000

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT.

ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

4C-4-25-2012

gpn11

PATRICK

NOTICE OF SALE UNDER POWER

STATE OF GEORGIA

COUNTY OF HABERSHAM

By virtue of the power of sale contained in a Security Deed from Charles Wayne Patrick to Buford Finance Company, Inc., dated July 2, 1999, and recorded in Deed Book 442, Page 332, and as last transferred to Lendmark Financial Services, Inc. f/k/a NewSouth Financial Services, Inc. (“Lendmark”) by assignment recorded in Deed Book 888, Page 51, Habersham County, Georgia records, as assumed by Reba N. Wade and Rocky Wade in that certain Loan Assumption and Modification Agreement from Charles Wayne Patrick to Reba N. Wade and Rocky Wade, dated July 14, 2010, recorded in Deed Book 929, Page 58, aforesaid records, there will be sold at public outcry for cash to the highest bidder before the courthouse doors of said county during the legal hours of sale on the first Tuesday in May, 2012, by Lendmark, as Attorney-in-Fact for Charles Wayne Patrick, Reba N. Wade and Rocky Wade, the following described property, to-wit:

All that tract or parcel of land lying and being in Land Lot 195, 10th District, Habersham County, Georgia, and being Lot 4, containing 1.09 acres, Post Place Subdivision, Plat Book 42, Page 173, Habersham County, Georgia records.

The indebtedness secured by said Security Deed having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of the sale, including attorney’s fees, notice of intention to collect attorney’s fees having been given as provided by law. James Kelly is the name of the individual at Lendmark Financial Services, Inc. who has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor, and her address and phone number are: Lendmark Financial Services, Inc., 2118 Usher Street, Covington, Georgia 30014, Phone #678-625-6579.

The property will be sold as the property of Charles Wayne Patrick, Reba N. Wade and Rocky Wade or parties claiming under the aforementioned subject to the following: (1) all prior restrictive covenants, easements, right-of-ways, or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) all outstanding taxes, assessments, unpaid bills, charges and expenses that constitute liens against the property, whether due and payable or not yet due and payable, and matters of record superior to the Security Deed first set out above.

To the best of the undersigned’s knowledge and belief, the party in possession is Charles Wayne Patrick, Reba N. Wade and Rocky Wade, a tenant or tenants, or parties claiming under the aforementioned and said property is more commonly known as 219 Post Place Drive, Alto, Georgia 30510. Lendmark Financial Services, Inc. f/k/a NewSouth

Financial Services, Inc.

as Attorney in Fact for

Charles Wayne Patrick, Reba N. Wade and Rocky Wade

Gregory M. Eells

Attorney at Law

Eells Law Group, LLC

Suite 181 - The Oglethorpe Bldg.

2971 Flowers Road South

Atlanta, Georgia 30341

(770) 455-3660

THE LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

4C-4-25-2012

gpn11

G & G CAPITAL, LLC

GEORGIA, HABERSHAM COUNTY

NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained in that Deed to Secure Debt from G & G Capital, LLC to Community Bank and Trust dated November 14, 2005, recorded November 22, 2005, in Deed Book 731, Pages 677-679, Habersham County, Georgia Deed records, as modified by the Renewal Loan Agreement dated June 28, 2009, filed and recorded January 14, 2010, in Deed Book 910, Page 1064, Habersham County, Georgia Deed records, held by SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A. pursuant to that Purchase and Assumption Agreement among Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust, SCBT, N.A., and the Federal Deposit Insurance Corporation, dated January 29, 2010 and pursuant to Assignment from Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust to SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday in May, 2012 by SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., as Attorney-in-Fact for G & G Capital, LLC the following described property:

All that tract or parcel of land lying and being in Land Lots 49 & 62 of the 12th District of Habersham County, Georgia, containing 27.83 acres, more or less, as shown on Plat of Survey prepared for G & G Capital, LLC by Kenyon L. Miller of Lovell, Duvall, Miller & Associates, Inc., dated November 17, 2004 and revised November 22, 2004 and recorded among the Habersham County, Georgia Records in Plat Book 56, Page 175, said plat being incorporated herein by reference for a more full and complete description.

The land herein above-described is conveyed subject to the following:

1. Boundary Line Agreement dated July 31, 1998 and recorded among Habersham County, Georgia Records in Deed Book 409, Page 600.

2. Subject to the rights of others to use the gravel roads as shown on the above-described plat.

LESS AND EXCEPT: All of those tracts or parcels of land being shown and designated as Lots 5, 11, 15, and 17 of Hidden Meadows on a plat of survey prepared by Samuel L. Duvall, RLS, dated October 6, 2006, last revised November 17, 2006, and recorded among the Habersham County, Georgia Records in Plat Book 59, Page 131, said plat being incorporated herein by reference for a more full and complete description, which Lots were released by those Quit Claim Deeds recorded at Deed Book 817, Page 884; Deed Book 845, Pages 1021-1022; Deed Book 848, Page 560; and at Deed Book 815, Page 12, all in the Habersham County, Georgia Records.

FURTHER LESS AND EXCEPT: All of those tracts or parcels of land being shown and designated as Lots 14 and 16 of Hidden Meadows on a plat of survey prepared by Samuel L. Duvall, RLS, dated October 6, 2006, last revised November 17, 2006, and recorded among the Habersham County, Georgia Records in Plat Book 59, Page 131, said plat being incorporated herein by reference for a more full and complete description, together with those non-exclusive easement rights for ingress and egress via the course of Hidden Meadows Lane as shown on said plat of survey and released by those Quit Claim Deeds recorded at Deed Book 801, Page 403 and at Deed Book 807, Page 983, both in the Habersham County, Georgia Records.

FURTHER LESS AND EXCEPT: All of that tract or parcel of land being shown and designated as Lot 3 of Hidden Meadows on a plat of survey prepared by Samuel L. Duvall, RLS, dated October 6, 2006, last revised November 17, 2006, and recorded among the Habersham County, Georgia Records in Plat Book 59, Page 131, said plat being incorporated herein by reference for a more full and complete description, together with an 1/20th undivided interest in and to the 60 foot private road right of way and all infrastructure shown on said plat of survey and being commonly known as Hidden Meadows Lane, together with those non-exclusive easement rights for ingress and egress via the course of Hidden Meadows Lane as shown on said plat of survey, all of which was released by the Quit Claim Deed recorded at Deed Book 865, Pages 800-801, in the Habersham County, Georgia Records.

FURTHER LESS AND EXCEPT: All of that tract or parcel of land being shown and designated as Lot 2 of Hidden Meadows on a plat of survey prepared by Samuel L. Duvall, RLS, dated October 6, 2006, last revised November 17, 2006, and recorded among the Habersham County, Georgia Records in Plat Book 59, Page 131, said plat being incorporated herein by reference for a more full and complete description, together with an 1/20th undivided interest in and to the 60 foot private road right of way and all infrastructure shown on said plat of survey and being commonly known as Hidden Meadows Lane, together with those non-exclusive easement rights for ingress and egress via the course of Hidden Meadows Lane as shown on said plat of survey, all of which was released by the Quit Claim Deed recorded at Deed Book 880, Pages 7-8, in the Habersham County, Georgia Records.

The indebtedness secured by said Deed to Secure Debt having matured and the borrower having failed to pay said indebtedness as agreed, among other possible events of default, this sale will be made for the purposes of paying the indebtedness and all expenses of sale, including attorney’s fees (notice having been given as provided by law).

The property will be sold subject to the following:

(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the Deed to Secure Debt first set out above.

To the best of the undersigned’s knowledge and belief, the party in possession is G & G Capital, LLC, Greg Kelley, Chris Thomas, or a tenant or tenants.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed to Secure Debt.

SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A. as Attorney-in-fact for G & G Capital, LLC

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Smith, Gilliam, Williams & Miles, P.A.

P.O. Box 1098

Gainesville, GA 30503

(T) 770-536-3381

4C-4-25-2012

gpn11

MCCAY

GEORGIA, HABERSHAM COUNTY

NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained in that certain Real Estate Deed to Secure Debt from John T. McCay and Debbie R. McCay to CBT, a Division of SCBT, N.A. dated 06/24/2011, and recorded 06/30/2011, in Deed Book 959, Pages 156-168, Habersham County, Georgia Deed records, and any further renewals or modifications thereto, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday in May, 2012 by SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., as Attorney-in-Fact for John T. McCay and Debbie R. McCay the following described property:

ALL THAT TRACT or parcel of land lying and being in Land Lot 167 of the 11th Land District of Habersham County, Georgia, being known and designated as Tract 1B-1, containing 2.15 acres, more or less, as shown on a Plat of Survey prepared by Richard H. Holcomb, R.L.S., dated December 15, 1997 and recorded among Habersham County, Georgia Records in Plat Book 44, Page 141, said plat being incorporated herein by reference for a more full and complete description.

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, among other possible events of default, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees (notice having been given as provided by law).

The property will be sold subject to the following:

(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.

To the best of the undersigned’s knowledge and belief, the party in possession is John T. McCay and Debbie R. McCay or tenant(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed to Secure Debt.

SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A. as Attorney-in-fact for John T. McCay and Debbie R. McCay.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

The Knott Firm, LLC

670 East Kytle Street

Cleveland, GA 30528

706-219-3227

File No. : F12-1025

4C-4-25-2012

gpn11

BOLAND

NOTICE OF SALE UNDER POWER, HABERSHAM COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by James Ryan Boland to JPMorgan Chase Bank, National Association dated 7/23/2007 and recorded in Deed Book 816 Page 36, Habersham County, Georgia records; as last transferred to JPMorgan Chase Bank, National Association by Assignment filed for record in Habersham County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $ 133,620.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Habersham County, Georgia, within the legal hours of sale on the first Tuesday in May, 2012 (May 01, 2012), the following described property:

All that tract or parcel of land lying and being in Land Lot 46 of the 10th District, Habersham County, Georgia, being Lot 5, 6 and 7, Block 112, and a part of unopened Bush Street in the City of Demorest, containing 0.77 acres, more or less, as shown on a Plat of Survey prepared by Hubert Lovell, RLS, dated March 5, 1992, revised March 12, 1994, recorded recorded in Plat Book 36, Page 84, Habersham County, Georgia records, said plat being incorporated herein for a more particular description.

This is that same property conveyed to DK, LLC from Joseph D. Dunahoo via Warranty Deed dated August 3, 2006 and recorded August 18, 2006 in Deed Book 768, Page 692 of the aforewritten deed recorrds.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 209 Porter Street, Demorest, GA 30535 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): James Ryan Boland and Jennifer Ruth Boland or tenant or tenants.Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

JPMorgan Chase Bank, National Association as agent and Attorney in Fact for James Ryan Boland

Aldridge Connors, LLP, 15 Piedmont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1031-66395

4C-4-25-2012

gpn11

ADAMS

STATE OF GEORGIA

COUNTY OF HABERSHAM

NOTICE OF SALE UNDER POWER

IN DEED TO SECURE DEBT

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Elaine W Adams and Roy E Adams to The Mortgage People Co. in the original principal amount of $147,000.00 dated 07/22/2002, and recorded in Deed Book 558, page 369, Habersham County records, said Security Deed being last transferred and assigned to CitiMortgage, Inc., the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of May, 2012 by CitiMortgage, Inc., as Attorney-in-Fact for Elaine W Adams and Roy E Adams the following described property:

All that tract or parcel of land lying and being in Land Lots 172 and 169 of the 11th Land District, Habersham County, Georgia, and shown as 4.02 acres on that plat of survey, dated July 24, 2001, prepared by Richard H. Holcomb for Roy Adams, recorded in Plat Book 51, Page 83, in the Office of the Superior Court of Habersham County, said plat and the record thereof being incorporated herein for a more complete description.

Property known as: 577 Yearwood Rd, Demorest, GA 30535

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).

The property will be sold as the property of The Aforesaid Grantors subject to the following:

(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.

Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:

CitiMortgage, Inc.

1000 Technology Drive

O’Fallon, MO 63368

PHONE: 866-272-4749

Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.

To the best of the undersigned’s knowledge and belief, the party in possession is Elaine W Adams and Roy E Adams.

CitiMortgage, Inc., as Attorney-in-fact for Elaine W Adams and Roy E Adams.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Associates, P.C.

South Terraces, Suite 1000

115 Perimeter Center Place

Atlanta, GA 30346

Phone – (770) 392-0398

Toll Free – (866) 999-7088

www.penderlaw.com

Our File No. 11-13309

4C-4-25-2012

gpn11

JORDAN

NOTICE OF SALE UNDER POWER

By virtue of the power of sale contained in a Deed to Secure Debt by KENNETH JORDAN and Kimbrely Jordan to Mortgage Electronic Registration Systems, Inc. (“MERS”) as nominee for Countrywide Home Loans, Inc, dated June 11, 2007 and filed for record July 18, 2007 in Deed Book 814, Page 30, as supplemented by that certain Affidavit recorded May 12, 2010 in Deed Book 920, pages 1020, et. seq. Habersham County, Georgia records, and securing a Note in the original principal amount of $492,000.00; last transferred to CitiBank, N.A., as Trustee on Behalf of the Holders of Bear Stearns ALT-A Trust II, Mortgage Pass-Through Certificates, Series 2007-1 by Assignment, filed for record in Deed Book 942, Page 323, Habersham County, Georgia records, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Habersham County, Georgia, between the legal hours of sale on the first Tuesday in May, 2012, by CitiBank, N.A., as Trustee on Behalf of the Holders of Bear Stearns ALT-A Trust II, Mortgage Pass-Through Certificates, Series 2007-1 as Attorney-in-Fact for KENNETH JORDAN and Kimbrely Jordan the following property to-wit:

ALL THAT TRACT or parcel of land lying and being in Land Lot 121 of the 10th Land District of Habersham County, Georgia being shown and designated as Lot 1 in Phase One of Laurel Place Subdivision, containing 2.69 acres, more or less, on a plat of survey prepared by Bartlett & Cash Land Surveyors, Inc., under date of August 3, 1998, a copy of said plat being of record in the office of the Clerk of Superior Court of Habersham County, Georgia, in Plat Book 48, page 151, to which said plat and the record thereof reference is hereby made for a more complete description.

The above described property is also known as 4191 MUD CREEK ROAD, CORNELIA, GA 30531-0000.

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney’s fees, if applicable.

The property will be sold as the property of the aforesaid grantor subject to the following: all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record; all valid zoning ordinances; matters which would be disclosed by an accurate survey of the property or by any inspection of the property; all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.

Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows:

Bank of America, N.A., successor by reason of merger with BAC Home Loans Servicing, L.P.

Attn: Loss Mitigation Dept.

P. O. Box 5170

MS SV314B

Simi Valley, CA 93065

Telephone: 1-800-669-6650

The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require Bank of America, N.A. to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.

CitiBank, N.A., as Trustee on Behalf of the Holders of Bear Stearns ALT-A Trust II, Mortgage Pass-Through Certificates, Series 2007-1

as Attorney-in-Fact for

KENNETH JORDAN and Kimbrely Jordan

SHUPING, MORSE & ROSS, L.L.P.

By: S. Andrew Shuping, Jr.

6259 Riverdale Road, Suite 100

Riverdale, GA 30274

770-991-0000

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT.

ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

4C-4-25-2012

gpn11

LEWALLEN

STATE OF GEORGIA

COUNTY OF HABERSHAM

NOTICE OF SALE UNDER POWER

Under and by virtue of the Power of Sale contained in a Security Deed given by Haskell Lewallen and Mildred Lewallen toSafeway Mortgage, Inc. , dated August 14, 2006 , recorded on August 28, 2006 in Deed Book 770, Page 316, said Security Deed having been last sold, assigned, transferred and conveyed to OneWest Bank, FSB by Assignment conveying the after-described property to secure a Note in the original principal amount of $142,500.00, with interest thereon as set forth therein, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on May 1, 2012 during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract or parcel of land lying and being in Land Lot No. 20 in the 10th Land District of Habersham County, Georgia, and being all of Lot No. 19 and the Southeasterly one half of Lot 20 in Yonah View Subdivision, as shown on a plat of survey made by O.F. Smith, C.S., R.S., under date of September 18, 1958, a copy of said plat being of record in the Office of the Clerk of Superior Court, of Habersham County, Georgia in Plat Book 7, Page 17, and being more particularly described as follows: Beginning at the point of intersection of the Northeasterly side of Lake Street with the Northwesterly side of Sunset Drive; thence North 60 Degrees 30 Minutes West, along Lake Street, 124 feet to corner; thence North 22 Degrees 30 Minutes East 160 feet to corner on the back line of Lot No. 20; thence in a Southeasterly direction, along the back line of Lot No. 20 and Lot No. 19 , 128 feet to corner on the Northwesterly side of Sunset Drive; thence in a Southwesterly direction, along Sunset Drive, 150 feet to the beginning corner, and being the same land conveyed by warranty deed from Reeves Realty Company to J.R. Reeves, dated July 31, 1962.

Said property is known as 1899 Robertson Loop Rd, Clarkesville, Georgia., together with all fixtures and personal property attached to and constituting a party of said property, if any.

Said property will be sold as the property of Haskell Lewallen and Mildred Lewallen, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Haskell Lewallen and Mildred Lewallen or a tenant or tenants. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation of the audit of the status of the loan as provided immediately above.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including, without limitation, attorneys` fees. Notice has been given of intention to collect attorneys` fees and other charges in accordance with the terms of the Note secured by said Deed. The balance, if any, will be distributed as provided by law.

Pursuant to O.C.G.A. 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend, or modify all terms of the above-described mortgage is as follows:Financial Freedom Senior Funding Corporation 7700 W. Parmer Lane, Bldg. D Austin, TX 78729 Phone Number: (800) 441-4428. The foregoing notwithstanding, nothing in O.G.C.A. 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument.

OneWest Bank, FSB

as Attorney in Fact for

Haskell Lewallen and Mildred Lewallen

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Northeast Georgian

Publication Dates:04-03-2012, 04-10-2012, 04-17-2012, 04-24-2012

File No. 12-01558

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

4C-4-25-2012

gpn11

PRUITT

NOTICE OF SALE UNDER POWER

GEORGIA, HABERSHAM COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Robert W Darby and Kathy D Pruitt to Mortgage Electronic Registration Systems, Inc. as nominee for AgGeorgia Farm Credit, ACA, its successors and assigns dated October 30, 2006 in the amount of $415,000.00, and recorded in Deed Book 778, Page 790, Habersham County, Georgia Records; as last transferred to Cenlar FSB by assignment; the undersigned, Cenlar FSB pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in May, 2012 , during the legal hours of sale, at the Courthouse door in Habersham County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 43 of the 11th Land District of Habersham County, Georgia, being shown and designated as Lot 38 of Annandale Subdivision, Phase I, containing 5.00 acres, more or less, on plat of survey prepared by Hubert Lovell, S.R., under dated of June 20, 1997, recorded in the Office of the Clerk of Superior Court of Habersham County, Georgia, in Plat Book 42, Page 92, and as further shown and delineated on a plat of survey prepared by Hubert Lovell, dated September 16, 1996, recorded in Plat Book 41, Page 195, Habersham County records, to which said plat and the records thereof, reference is hereby made for a more complete description.

Together with a permanent non-exclusive easement for ingress and egress to and from the above-described property via the course of the existing subdivision roads, as shown on the plat of survey referred to above.

which has the property address of 255 Spring Bank Drive, Clarkesville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Robert W Darby and Kathy D Pruitt and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Cenlar FSB

Attorney in Fact for

Robert W Darby and Kathy D Pruitt

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Northeast Georgian

Publication Dates:04-03-2012, 04-10-2012, 04-17-2012, 04-24-2012

File No. 11-15811 /FHLMC/sstojanovic

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

4C-4-25-2012

gpn11

WALDROP

NOTICE OF SALE UNDER POWER

GEORGIA, HABERSHAM COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Virginia A Waldrop to Mortgage Electronic Registration Systems, Inc. as nominee for United Community Mortgage Services, Inc., its successors and assigns dated March 20, 2008 in the amount of $77,200.00, and recorded in Deed Book 842, Page 991, Habersham County, Georgia Records; as last transferred to Cenlar FSB by assignment; the undersigned, Cenlar FSB pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in May, 2012 , during the legal hours of sale, at the Courthouse door in Habersham County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

To that certain deed to secure debt from Virginia A. Waldrop to United Community Mortgage Services, Inc., dated March 20, 2008.

All that tract or parcel of land lying and being in Land Lot 2 of the 12th Land District of Habersham County, Georgia, and being in the City of Clarkesville, Georgia, being shown and designated as Tract C of Loving Hill, consisting of 0.04 acres, on that certain plat of survey prepared for Danny Otter by Bartlett & Cash Land Surveyors, Inc., dated August 20, 2002, recorded in The Office of the Clerk of Superior Court of Habersham County, Georgia, in Plat Book 54, Page 110, to which plat and the record thereof is hereby incorporated herein for a more complete description. Together with a permanent non-exclusive easement for ingress and egress to and from the above described property via the courses of the existing subdivision roads as shown on the plat of survey referred to above. Subject to: Declaration of Covenants, Conditions, and Restrictions, recorded in The Office of the Clerk of Superior Court of Habersham County, Georgia, in Deed Book 616, Page 708 with amendment recorded in the above said office in Deed Book 624, Page 674. It is the affirmative intention of the undersigned and lender to create and establish a perpetual or indefinite security interest in favor of lender in the real property conveyed hereby, pursuant to O.C.G.A. §44-14-80(a)(2), and specifically to agree that title to the real property conveyed hereby shall not revert to undersigned for a period of the late of (i): 20 years from the date of this conveyance or seven years from the maturity of the indebtedness secured hereby, or (ii) the date determined in accordance with O.C.G.A. §44-14-80(b) or §44-14-80(c), as applicable, if any portion or all of the indebtedness secured hereby is extended or renewed beyond the original maturity date thereof. In addition to all other covenants set forth herein, undersigned hereby agree that the perpetual or indefinite security interest hereby established also secures all loans, whenever made and in whatever form made, incident to the open end or other indebtedness provisions of this indenture.

which has the property address of 683 Grant Street Unit C, Clarkesville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Virginia A Waldrop and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Cenlar FSB

Attorney in Fact for

Virginia A Waldrop

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Northeast Georgian

Publication Dates:04-03-2012, 04-10-2012, 04-17-2012, 04-24-2012

File No. 11-18054 /FHLMC/sstojanovic

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

4C-4-25-2012

gpn11

BRADSHAW

NOTICE OF DEFAULT AND FORECLOSURE SALE

WHEREAS, on October 9, 2003, a certain Security Deed was executed by Lucille Bradshaw as grantor in favor Financial Freedom Senior Funding Corp. as grantee and was recorded on October 3, 2003, in Book 627, Page 959 in the Office of the Clerk of Superior Court, Habersham County, Georgia; and

WHEREAS, the Security Deed was insured by the United State Secretary of Housing and Urban Development (the Secretary) pursuant to the National Housing Act for the purpose of providing single family housing; and;

WHEREAS, the Security Deed is now owned by the Secretary, pursuant to an assignment recorded on August 15, 2007 in Book 817, Page 510, and corrected in Book 977, Page 88 in the Office of the Clerk of Superior Court, Habersham County, Georgia; and

WHEREAS, a default has been made in the covenants and conditions of the Mortgage in that the payment due on November 9, 2011 was not made and remains wholly unpaid as of the date of this notice, and no payment has been made sufficient to restore the loan to currency; and

WHEREAS, the entire amount delinquent as of April 30, 2012 is $144,483.05 plus fees and costs; and

WHEREAS, by virtue of this default, the Secretary has declared the entire amount of the indebtedness secured by the Security Deed to by immediately due and payable;

NOW THEREFORE, pursuant to powers vested in me by the Single Family Mortgage Foreclosure Act of 1994, 12 U.S.C. 3751 et seq., by 24 CFR Part 27, subpart B, and by the Secretary’s designation of me as Foreclosure Commissioner, recorded on November 22, 2011 in Book 971, Page 402, notice is hereby given that on May 1, 2012 at 10:15 am local time, all real and personal property at or used in connection with the following described premises (“Property”) will be sold at public auction to the highest bidder:

ALL THAT CERTAIN PROPERTY SITUATED IN THE COUNTY OF HABERSHAM, AND STATE OF GEORGIA, BEING DESCRIBED AS FOLLOWS: BEGINNING AT AN IRON PIN CORNER AT THE INTERSECTION OF THE WESTERLY RIGHT-OF-WAY OF TAYLOR DRIVE WITH THE NORTHERLY RIGHT-OF-WAY OF LAKESIDE DRIVE; THENCE ALONG LAKESIDE DRIVE THE FOLLOWING COURSES AND DISTANCES; NORTH 63 DEGREES 52 MINUTES WEST 79.02 FEET; NORTH 52 DEGREES 09 MINUTES WEST 64.76 FEET; NORTH 30 DEGREES 40 MINUTES WEST 92.39 FEET; AND NORTH 25 DEGREES 24 MINUTES WEST 144.15 FEET TO IRON PIN CORNER WITH LOT NUMBER 21 AS SHOWN ON SAID PLAT; THENCE LEAVING THE RIGHT-OF-WAY OF LAKESIDE DRIVE AND RUNNING ALONG THE LINE OF LOT 21 NORTH 47 DEGREES 09 MINUTES EAST 241.02 FEET TO IRON PIN CORNER ON THE SOUTHWESTERLY RIGHT-OF-WAY OF TAYLOR DRIVE; THENCE ALONG THE RIGHT-OF-WAY OF TAYLOR DRIVE THE FOLLOWING COURSES AND DISTANCES: SOUTH 28 DEGREES 00 M NUTFS EAST 97.82 FEET; SOUTH 21 DEGREES 54 MINUTES EAST 96.25 FEET; SOUTH 12 DEGREES 17 MINUTES EAST 60.42 FEET; SOUTH 11 DEGREES 27 MINUTES WEST 100.10 FEET; AND SOUTH 11 DEGREES 04 MINUTES ST 118.59 FEET TO THE POINT OF BEGINNING; AND BEING MORE FULLY DESCRIBED IN A DEED DATED 01/2211985, AND RECORDED 01/22/1985, AMONG THE LAND RECORDS OF THE COUNTY AND STATE SET FORTH ABOVE, IN DEED BOOK 202, PAGE 167.

Commonly known as: 773 Alfred Taylor Drive, Demorest, GA 30535

The sale will be held at the Habersham County Courthouse. The Secretary of Housing and Urban Development will bid $144,491.44 plus fees & costs.

There will be no proration of taxes, rents or other income or liabilities, except that the purchaser will pay, at or before closing, his prorate share of any real estate taxes that have been paid by the Secretary to the date of the foreclosure sale.

When making their bids, all bidders except the Secretary must submit a deposit totaling $14,449.14 in the form of a certified check or cashier’s check made out to the Secretary of HUD. Each oral bid need not be accompanied by a deposit. If the successful bid is oral, a deposit of $14,449.14 must be presented before the bidding is closed. The deposit is nonrefundable. The remainder of the purchase price must be delivered within 30 days of the sale or at such other time as the Secretary may determine for good cause shown, time being of the essence. This amount, like the bid deposits, must be delivered in the form of a certified or cashier’s check. If the Secretary is the high bidder, he need not pay the bid amount in cash. The successful bidder will pay all conveyancing fees, all real estate and other taxes that are due on or after the delivery of the remainder of the payment and all other costs associated with the transfer of title. At the conclusion of the sale, the deposits of the unsuccessful bidders will be returned to them.

The Secretary may grant an extension of time within which to deliver the remainder of the payment. All extensions will be for 15-day increments for a fee of $500.00, paid in advance. The extension fee shall be in the form of a certified or cashier’s check made payable to the Secretary of HUD. If the high bidder closes the sale prior to the expiration of any extension period, the unused portion of the extension fee shall be applied toward the amount due.

If the high bidder is unable to close the sale within the required period, or within any extensions of time granted by the Secretary, the high bidder may be required to forfeit the cash deposit or, at the election of the foreclosure commissioner after consultation with the HUD Field Office representative, will be liable to HUD for any costs incurred as a result of such failure.

The Commissioner may, at the direction of the HUD Field Office representative, offer the Property to the second highest bidder for an amount equal to the highest price offered by that bidder.

There is no right of redemption, or right of possession based upon a right of redemption, in the mortgage or others subsequent to a foreclosure completed pursuant to the Act. Therefore, the Foreclosure Commissioner will issue a Deed to the purchaser (s) upon receipt of the entire purchase price in accordance with the terms of the sale as provided herein. HUD does not guarantee that the property will be vacant.

The scheduled foreclosure sale shall be cancelled or adjourned if it is established, by documented written application of the mortgagor to the Foreclosure Commissioner not less than 3 days before the date of sale, or otherwise, that the default or defaults upon which the foreclosure is based did not exist at the time of service of this notice of default and foreclosure sale, or all amounts due under the mortgage agreement are tendered to the Foreclosure Commissioner, in the form of a certified or cashier’s check payable to the Secretary of HUD, before public auction of the property is completed.

The amount that must be paid if the Mortgage is to be reinstated prior to the scheduled sale is $144,483.05 plus fees and costs as of April 30, 2012, plus all other amounts that would be due under the mortgage agreement if payments under the mortgage had not been accelerated, advertising costs and postage expenses incurred in giving notice, mileage by the most reasonable road distance for posting notices and for the Foreclosure Commissioner’s attendance at the sale, reasonable and customary costs incurred for title and lien record searches, the necessary out-of-pocket costs incurred by the Foreclosure Commissioner for recording documents, a commission for the Foreclosure Commissioner, and all other costs incurred in connection with the foreclosure prior to reinstatement.

Tender of payment by certified or cashier’s check or application for cancellation of the foreclosure sale shall be submitted to the address of the Foreclosure Commissioner provided below.

Shapiro & Swertfeger

________________________ Date: March, 2012

Philip A. Hasty

FORECLOSURE COMMISSIONER

2872 Woodcock Boulevard

Suite 100

Atlanta, GA 30341 770.220.2535

3C-4-18-2012

gpn11

SCOTT

STATE OF GEORGIA,

COUNTY OF HABERSHAM

NOTICE OF SALE UNDER POWER

On October 26, 2001, Para Lee Scott executed a Security Deed to Stephens Federal Bank, which is recorded in Deed Book 523, Pages 835, Habersham County Records. The Security Deed secured a note of even date in the original principal amount of $44,000.00.

By virtue of the power of sale contained in said Security Deed, there will be sold by the undersigned at public outcry to the highest bidder, for cash before the Courthouse door in Habersham County, Georgia, within the legal hours of sale on the first Tuesday in May, 2012, the same being May 1, 2012, the property described in and conveyed in said deed, to-wit:

All that tract or parcel of land together with improvements thereon lying and being in the 10th Land District of Habersham County, Georgia and being part of Lots 4 and 5 of the C.P. Wilbanks Subdivision of the Old Justus lands on the East side of State Route 15, U.S. Route 23, South of Demorest, Georgia and fronting 100 feet, more or less, on the south side of the old Fincannon Road and being more fully described as follows: Beginning at an iron stake at the corner of the property sold to G.R. King by Sidney C. Chastain on the south side of said Fincannon Road and running thence in an easterly direction along the South side of said road 100 feet, more or less, to the property of C.P. Wilbanks; thence in a southerly direction along the line of the C.P. Wilbanks property 200 feet, more or less to the line of property owned by Warren (formerly Mrs. Mildred Hardy); thence in a westerly direction along the line of the Warren property 100 feet, more or less, to the line of King property; thence in a northerly direction along the line of the King property 200 feet, more or less, to the beginning corner on said Finannon Road, and being the same land conveyed to Para Lee Scott by C.E. Cannon by a Warranty Deed dated June 1, 1963, recorded in the office of the Clerk of Superior Court of Habersham County, Georgia in Deed Book A-86, Page 417.

The debt secured by said Security Deed and Note has been and is hereby declared due because of non-payment thereof. The debt remaining in default, this sale will be made for the purpose of satisfying the same and all expenses of this sale.

This property will be sold as the property of Para Lee Scott, her executors, administrators, beneficiaries, heirs, successors and/or assigns as the case may be. Upon information and belief, this property is in the control of Doris Carolyn Sims, Executor of the Last Will and Testament of Para Lee Scott.

This property will be sold subject to any and all ad valorem taxes, the right of redemption of any taxing authority, any matters which might be disclosed by a current and accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants and any other matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of said Security Deed.

The undersigned will execute a Deed Under Power of Sale to the purchaser at said sale as provided in the aforementioned Security Deed.

Dated this 29th day of March, 2012.

STEPHENS FEDERAL BANK, TOCCOA, GEORGIA, AS ATTORNEY IN FACT FOR PARA LEE SCOTT. DAVE STANCIL AT STEPHENS FEDERAL BANK, 2859 HWY 17 ALT., TOCCOA, GEORGIA 30577, TELEPHONE NUMBER 706-886-2111; SHALL HAVE FULL AUTHORITY TO NEGOTIATE, AMEND AND MODIFY THE TERMS OF THE MORTGAGE WITH THE DEBTOR.

McClure, Ramsay, Dickerson & Escoe, LLP

P.O. Drawer l408

Toccoa, Georgia 30577

(706) 886-3l78

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE ABOVE-REFERENCED LENDER AND ANY INFORMATION WILL BE USED FOR THAT PURPOSE.

4C-4-25-2012

gpn11

BENNETT

STATE OF GEORGIA

COUNTY OF HABERSHAM

NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Steven Bennett to Mortgage Electronic Registration Systems, Inc. dated September 4, 2008, and recorded in Deed Book 861, Page 671, Habersham County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Regions Bank DBA Regions Mortgage, by Assignment , securing a Note in the original principal amount of $80,478.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, May 1, 2012, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract or parcel of land lying and being in Land Lot 189 of the 10th Land District of Habersham County, Georgia and being designated as Lot 4 of Sunny Hills Subdivision, containing 0.658 acre, more or less as shown on a Plat of Survey prepared by Hubert Lovell, RLS, dated May 1st, 1970 and recorded among Habersham County, Georgia records in Plat Book 10, Page 24, reference to said plat is being made for a more full and complete description.

Said property is known as 260 Alto Street, Alto, GA 30510, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.

The property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Steven Bennett or a tenant or tenants. The proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

Regions Bank DBA Regions Mortgage as Attorney-in-Fact for Steven Bennett

File no. 12-027854

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd., Duke Building, Suite 100

Atlanta, GA 30341-3941

(770)220-2535/ASR

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

[FC-NOS]

4C-4-25-2012

gpn11

YEARWOOD

STATE OF GEORGIA

COUNTY OF HABERSHAM

NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained in a Security Deed from DAVID A. YEARWOOD to UNITED COMMUNITY BANK, dated April 24, 2009, recorded May 6, 2009, in Deed Book 885, Page 925, Habersham County, Georgia records, as last modified by Modification of Security Deed dated April 24, 2010, recorded in Deed Book 922, Page 587, Habersham County, Georgia records, said Security Deed being given to secure a Note from DAVID YEARWOOD and BRENDA YEARWOOD, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Habersham County, Georgia, within the legal hours of sale on the first Tuesday in May, 2012, the following described property:

All that tract or parcel of land lying and being in Land Lot 194 of the 2nd Land District and Land Lot 172 of the 11th Land District of Habersham County, Georgia, containing 19.31 acres, more or less, as shown on a plat of survey prepared for Maudie Honea by Hubert Lovell, Registered Surveyor, dated October 31, 1980 and being recorded among Habersham County, Georgia Records in Plat Book 16, Page 287.

LESS AND EXCEPT: All that tract or parcel of land lying and being in Land Lot 194 of the 2nd Land District and in Land Lot 172 of the 11th Land District of Habersham County, containing 8.976 acres, more or less, as shown on a plat of survey prepared for David O. Allen and Lynn Allen by Bauknight & Associates, Land Surveying dated July 20, 1999 and being recorded among Habersham County, Georgia Records in Plat Book 47, Page 110.

Said tract of land being 10.330 acres and being shown as Tract 1 on a plat of survey prepared for David Yearwood by Bauknight & Associates, Land Surveying dated April 28, 1997.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is DAVID A. YEARWOOD or a tenant or tenants.

UNITED COMMUNITY BANK,

as attorney in Fact for DAVID A. YEARWOOD

L. Lou Allen

Stites & Harbison, PLLC

11 Mountain Street, Suite 8

Blue Ridge, Georgia 30513

(706) 632-7923

File No. 7484A-02997

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

4C-4-25-2012

Habersham County

Probate Court

gpn18

HOLCOMB

NOTICE

PROBATE COURT OF Habersham COUNTY

RE: PETITION OF Michael Holcomb TO PROBATE IN SOLEMN FORM THE WILL OF Talmadge Holcomb, DECEASED, UPON WHICH AN ORDER FOR SERVICE WAS GRANTED BY THIS COURT ON Mar. 12, 2012

TO: Mary Elaine Holcomb

and all interested parties and all and singular the heirs of said decedent, and to whom it may concern:

This is to notify you to file objection, if there is any, to the above referenced petition, in this Court on or before April 16, 2012.

BE NOTIFIED FURTHER: All objections to the petition must be in writing, setting forth the grounds of any such objections. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.

Pamela F. Wooley

PROBATE JUDGE

By: Beth Cantrell

CLERK OF THE PROBATE COURT

P. O. Box 876

Clarkesville, Ga. 30523

706-754-2013

4C-4-11-2012

gpn07

MOORE

NOTICE TO DEBTORS AND CREDITORS

IN RE: Estate of John Edward Moore

All creditors of the estate of John Edward Moore, late of Habersham County, Georgia, deceased, are hereby notified to render in their demands to the undersigned, according to law, and all persons indebted to said Estate are required to make immediate payment. This 15th day of March, 2012.

s/ John Eugene Moore

Executor

John Eugene Moore

3434 West Elmwood Circle

Snellville, Ga. 30078

4C-4-11-2012

gpn07

BURTON

NOTICE TO DEBTORS AND CREDITORS

IN RE: Estate of Grace S. Burton

All creditors of the estate of Grace S. Burton, late of Habersham County, Georgia, deceased, are herby notified to render in their demands to the undersigned, according to law, and all persons indebted to said Estate are required to make immediate payment. This 5th day of March, 2012.

s/ Paige Burton

Benny Burton

Paige Burton|Benny Burton

205 Mill Creek Circle

Martin, Ga. 30557

4C-4-11-2012

gpn07

CIESLAK

STATE OF GEORGIA

COUNTY OF HABERSHAM

IN RE: ESTATE OF MICHAEL D. CIESLAK

All creditors of the Estate of MICHAEL D. CIESLAK, deceased, late of Habersham County, are hereby notified to render their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment ot me.

This 9th day of March, 2012.

JAMES C. WEIDNER

OLIVER & WEIDNER, LLC

ON BEHALF OF MICHAEL D. CIESLAK

Georgia Bar No. 754888

854 Washington Street, Suite 300

Clarkesville, Georgia 30523

706-754-9000

4C-4-11-2012

gpn18

MOORE

NOTICE

GEORGIA, Habersham COUNTY PROBATE COURT

TO: All heirs known and unknown

Lisa Ruth Gibbs has petitioned (for herself) to be appointed Administrator(s) of the estate of John Alvin Moore, deceased, of said County. (The petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. 532-12-261.) All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the court on or before April 16, 2012. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.

Pamela F. Wooley

PROBATE JUDGE

By: Beth Cantrell

PROBATE CLERK/DEPUTY CLERK

P.O. Box 876

Clarkesville, Ga. 30523

ADDRESS

706-754-2013

TELEPHONE NUMBER

4C-4-11-2012

gpn07

AINSWORTH

NOTICE TO DEBTORS AND CREDITORS

IN RE: Estate of John T. Ainsworth

All creditors of the estate of John T. Ainsworth, late of Habersham County, Georgia, deceased, are herby notified to render in their demands to the undersigned, according to law, and all persons indebted to said Estate are required to make immediate payment. This 16th day of March, 2012.

s/ Katherine L. Ainsworth

Executor of John T. Ainsworth Estate

Katherine L. Ainsworth

118 Abbington Way

Clarkesville, Ga. 30523

4C-4-11-2012

gpn07

RUSSELL

NOTICE TO DEBTORS AND CREDITORS

IN RE: Estate of Raymond Allen Russell

All creditors of the estate of Ramond Allen Russell, late of Habersham County, Georgia, deceased, are hereby notified to render in their demands to the undersigned, according to law, and all persons indebted to said Estate are required to make immediate payment. This 20th day of March, 2012.

Martha Pierce

1448 White Columns Blvd

Canton, GA 30115

Becky Bruner

826 Pardue Mill Rd

Demorest, GA 30535

Patricia Arender

300 Maple Ridge Drive

Demorest GA 30535

4C-4-18-2012

gpn07

BOOHER

GEORGIA, HABERSHAM COUNTY.

NOTICE TO DEBTORS AND CREDITORS

All creditors of the estate of RUELITA O. BOOHER, deceased, of Bergen County, New Jersey, owning real property in Habersham County, Georgia, are hereby notified to render an account of their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to the undersigned.

Ruellen Booher Eisen, as Executor of the Estate

of Ruelita O. Booher, Deceased

c/o J.C. Highsmith, Jr.

P.O. Box 3280

Gainesville, GA 30503

4C-4-18-2012

gpn18

COOK

NOTICE

GEORGIA, Habersham COUNTY PROBATE COURT

Sharon Lee Martin has petitioned (for herself) to be appointed Administrator(s) of the estate of Barbara Jeanette Cook, deceased, of said County. (The petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. 532-12-261.) All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the court on or before Apr. 27, 2012. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.

Pamela F. Wooley

PROBATE JUDGE

By: Pamela F. Wooley

PROBATE CLERK/DEPUTY CLERK

P.O. Box 876

Clarkesville, Ga. 30523

(706) 754-2013

4C-4-25-2012

gpn18

COOK

NOTICE

GEORGIA, Habersham COUNTY PROBATE COURT

Sharon Lee Martin has petitioned (for herself) to be appointed Administrator(s) of the estate of Edward Lee Cook, deceased, of said County. (The petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. 532-12-261.) All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the court on or before Apr. 27, 2012. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.

Pamela F. Wooley

PROBATE JUDGE

By: Pamela F. Wooley

PROBATE CLERK/DEPUTY CLERK

P.O. Box 876

Clarkesville, Ga. 30523

(706) 754-2013

4C-4-25-2012

gpn07

LOVELL

NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA,

COUNTY OF HABERSHAM

IN RE: ESTATE OF BUREAN LOVELL, DECEASED

All creditors of the Estate of BUREAN LOVELL, deceased, late of Habersham County, are hereby notified to render their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to the undersigned.

This the 5TH day of April, 2012.

JEFFERY L. PALMER, Executor of the Estate of BUREAN LOVELL

By Jennifer L. Thacker

Attorney for Estate

 Adams, Ellard & Frankum, P. C.

P. O. Box 82

Clarkesville, GA 30523

(706) 754-2171

4C-5-2-2012

Habersham County

Superior Court

gpn10

MEDLOCK

IN THE JUVENILE COURT OF

HABERSHAM COUNTY

STATE OF GEORGIA

IN THE INTEREST OF:

(Child under 18 years of age)

C.J.M. Sex: F DOB: 02-11-2006 Case #68-12J-073 & 68-12J-074

SUMMONS AND PROCESS BY PUBLICATION

TO: KRISTIE MEDLOCK

UNKNOWN, Legal/Putative Father

Any other persons claiming to have a parental interest in the minor child named above born to KRISTIE MEDLOCK on the dates above-listed.

You are hereby notified that a Petition (Deprivation) and Request for Protective Order and a Petition for Permanent Guardianship was filed before the Habersham County Juvenile Court. The parents of the above-named child are hereby commanded personally or by attorney to be and appear at the Habersham County Juvenile Court for a hearing to be held on the 25th day of April, 2012, at 09:00 a.m., or as soon thereafter as counsel can be heard, at the Habersham County Courthouse in Clarkesville, Georgia, then and there to answer Petitioner’s Petition (Deprivation) and Request for Protective Order and a Petition for Permanent Guardianship and to answer why Petitioner’s prayers for relief should not be granted.

Serve any answer on Petitioner’s attorney, Marie K. Evans, P.O. Box 2195, Clarkesville, Georgia 30523. A copy of the Petition (Deprivation) and Request for Protective Order and a Petition for Permanent Guardianship in reference to the above-named child may be obtained from the Clerk’s office located at the courthouse in Habersham County, during business hours.

SO ORDERED, this 8th day of March 2012.

Honorable Robert D. Cullifer

Juvenile Court Judge

Mountain Judicial Circuit

4C-4-11-2012

gpn10

MEDLOCK

IN THE JUVENILE COURT OF

HABERSHAM COUNTY

STATE OF GEORGIA

IN THE INTEREST OF:

(Child under 18 years of age)

C.J.M. Sex: F DOB: 02-11-2006 Case #68-12J-073 & 68-12J-074

NOTICE TO BIOLOGICAL FATHER

TO: UNKNOWN, Legal/Putative Father

Any other persons claiming to have a parental interest in the minor child named above born to KRISTIE MEDLOCK on the dates above-listed.

By Order of this Court, for Service by Publication, you are hereby notified that the Habersham County Department of Family and Children Services filed a Petition (Deprivation) and Request for Protective Order and a Petition for Permanent Guardianship on behalf of the above-named child.

In accordance with O.C.G.A. §15-11-96, be advised that you will neither receive notice of future proceedings before this Court nor be entitled to object to the placement of the above-named child unless, within thirty (30) days of receipt of this Notice, you file:

1. A Petition to Legitimate the child pursuant to O.C.G.A. §19-7-22; and

2. A Notice of the filing of such Petition to Legitimate with this Court or the Superior Court having jurisdiction over the above-styled action while this matter is pending before this Court, and such Notice is sent to Marie K. Evans, counsel for Habersham County Department of Family and Children Services at P.O. Box 2195, Clarkesville, GA 30523.

SO ORDERED, this 8th day of March 2012.

Honorable Robert D. Cullifer

Juvenile Court Judge

Mountain Judicial Circuit

4C-4-11-2012

gpn08

SMITH

IN THE SUPERIOR COURT OF Habersham COUNTY

STATE OF GEORGIA

Rachael Velasquez-Smith

Plaintiff

Eddie Edward Smith

Defendant

Civil Action No. 12-SUCV-245CC

NOTICE OF PUBLICATION

By Order for service by publication dated the 21st day of March, 2012, you are hereby notified that on the 21st day of March, 2012, filed suit against you for Divorce

You are required to file with the Clerk of the Superior Court and to serve upon plaintiff’s an Answer in writing within sixty (60) days of the date of the order for publication.

WITNESS, the Honorable B. Chan Caudell, Judge of this Superior Court.

This the 21st day of March, 2012.

s/ David C Wall

DEPUTY CLERK, SUPERIOR COURT

4C-4-18-2012

gpn08

DICKERSON

IN THE SUPERIOR COURT OF Habersham COUNTY

STATE OF GEORGIA

Sheila Dawn Dickerson

Plaintiff

David Lee Dickerson

Defendant

Civil Action No. 12-SU-CV-238CC

NOTICE OF PUBLICATION

By Order for service by publication dated the 21st day of March, 2012, you are hereby notified that on the 21st day of March, 2012, filed suit against you for Divorce

You are required to file with the Clerk of the Superior Court and to serve upon plaintiff’s, in writing within sixty (60) days of the date of the order for publication.

WITNESS, the Honorable B. Chan Caudell, Judge of this Superior Court.

This the 21st day of March, 2012.

s/ David C Wall

DEPUTY CLERK, SUPERIOR COURT

4C-4-25-2012

gpn14

WATERS

IN THE STATE COURT OF HABERSHAM COUNTY )

STATE OF GEORGIA)

STATE BANK AND TRUST COMPANY, )

Assignee of the FDIC, Receiver for THE )

BUCKHEAD COMMUNITY BANK ) d/b/a THE FORSYTH COMMUNITY )

BANK, successor by acquisition and ) merger with First National Bank of )

Forsyth County, )

Plaintiff, )

vs. )

CAREY L. WATERS, )

Defendant. )

CIVIL ACTION

FILE NO. 12ST2

NOTICE OF PUBLICATION

TO: CAREY L. WATERS

By Order for Service By Publication dated the 19 day of MARCH, 2012, you are hereby notified that on the JANUARY 9, 2012, State Bank and Trust Company filed suit against you for collection of a promissory note and guaranty.

You are required to file with the Clerk of the State Court, and serve upon Plaintiff’s attorney, Lynn L. Carroll, Siegel & Golder, PC, 5605 Glenridge Drive, One Premier Plaza, Suite 690, Atlanta, Georgia 30342, an answer in writing within sixty (60) days of the date of the order for publication.

WITNESS, the Honorable M. STEVEN CAMPBELL, Judge of this State Court.

This the 21 day of MARCH, 2012.

s/ David C. Wall Deputy Clerk,

Habersham County State Court

4C-4-25-2012

gpn15

HABERSHAM COUNTY SUPERIOR COURT

STATE OF GEORGIA

Civil Action

Case Number 12-SU-CV-273RS

NOTICE OF PETITION TO CHANGE NAME OF ADULT

Carolyn Sue Sword filed a petition in the Habersham County Superior Court on April 3, 2012, to change the name from: Carolyn Sue Sword to Carolyn Sue Dohrmann. Any interested party has the right to appear in this case and file objections within 30 days after the Petition was filed.

Date: April 3, 2012

Carolyn Sue Sword

Petitioner, Pre se (Signature)

Name: Carolyn Sue Sword

Address: 160 Asbury St.

Clarkesville, GA 30523

4C-5-2-2012

gpn08

GARCIA

IN THE SUPERIOR COURT OF HABERSHAM COUNTY

STATE OF GEORGIA

Rosa Elena Salgado Garcia

PLAINTIFF

Salvador Alejandro Bravo Vargeas

DEFENDANT

TO:

Civil Action 12-SU-CV-267RS

NOTICE OF PUBLICATION

By Order for service by publication dated the 30th day of March, 2012, you are hereby notified that on the 2nd day of April, 2012, Rosa Elena Salgado Garcia filed suit against you for Divorce.

You are required to file with the Clerk of the Superior Court and to serve upon plaintiff an Answer in writing within sixty (60) days of the date of the order for publication.

WITNESS, the Honorable Russell W Smith, Judge of this Superior Court.

This the 2nd day of April, 2012.

s/David C. Wall

DEPUTY CLERK, SUPERIOR COURT

FOR:

4C-5-2-2012

Habersham County

Government Agencies

gpn16

CITY OF CORNELIA

City of Cornelia

Board of Adjustments

OFFICIAL NOTICE of HEARING:

The City of Cornelia Board of Adjustments will hold a public hearing on the items listed below in the Cornelia Municipal Courtroom, 156 Foreacre Street, Cornelia, Georgia on Thursday, April 26, 2012 at 7:00 p.m. At said hearing, all parties at interest and citizens shall have the opportunity to be heard relative to applications for appeals submitted by the appropriate applicants.

ITEM 1: [Public Hearing] An appeal of the administrative decision to deny a “Sign Permit” for a proposed sign to be located at 700 Stonecypher Street; Cornelia, Georgia. The appeal application has been submitted by Damon Bush, LLC. Documents concerning this request are available for public viewing at Cornelia City Hall during regular business hours.

ITEM 2: [Public Hearing] An appeal of the administrative decision to deny a “Sign Permit” for a proposed sign to be located at 107 Market Center Drive; Cornelia, Georgia. The appeal application has been submitted by Damon Bush, LLC. Documents concerning this request are available for public viewing at Cornelia City Hall during regular business hours.

ITEM 3: [Public Hearing] An appeal of the administrative decision to deny a “Sign Permit” for a proposed sign to be located at 643 Historic Highway 441; Cornelia, Georgia. The appeal application has been submitted by Damon Bush, LLC. Documents concerning this request are available for public viewing at Cornelia City Hall during regular business hours.

Note: Georgia Law requires that all parties who have made campaign contributions to any member of the Cornelia City Commission in excess of two hundred and fifty dollars ($250.) within two (2) years immediately preceding the filing of this request, and who desire to appear at the public hearing in opposition to the application, shall at least five (5) days prior to the public hearing, file a campaign contribution report with the Planning Department.

As set forth in the Americans with Disabilities Act of 1992, the City of Cornelia does not discriminate based on disability, and will assist citizens with special needs given adequate notice.

For further information, contact the City of Cornelia Planning Department at (706) 778 – 8585.

2C-4-18-2012

Invitation to Bid

gpn05

DEPARTMENT OF TRANSPORTATION

ADVERTISEMENT FOR BIDS

STATE PROJECT NO. S014106-LAR, S)14107-LAU, S014108-LAU, AND OTHERS

HABERSHAM, RABUN COUNTIES

SEALED PROPOSALS FOR FURNISHING ALL LABOR, MATERIAL, EQUIPMENT AND OTHER THINGS NECESSARY FOR THE FOLLOWING WORK WILL BE RECIEVED BY THE UNDERSIGNED AT THE DEPARTMENT OF TRANSPORTATION, ONE GEORGIA CENTER, 600 WEST PEACHTREE ST., NW, ATLANTA, GEORGIA, 30308 UNTIL 11:00 A.M., APRIL 20, 2012 AND PUBLICLY OPENED.

9.161 MILES OF PLANT MIX RESURFACING ON VARIOUS STREETS IN ALTO, CLARKESVILLE, CLAYTON, CORNELIA, DILLARD, MOUNT AIRY, TALLULAH FALLS AND ON VARIOUS COUNTY ROADS.

CONTRACT TIME: 12/31/12

DISTRICT OFFICE: GAINESVILLE

PROPOSAL GUARANTY: 5%

PRICE OF PLANS: INCLUDED IN PROPOSAL

PLANS AND SPECIFICATIONS MAY BE INSPECTED AT THE DISTRICT OFFICE AS INDICATED. COPIES OF THE STANDARD SPECIFICATIONS (%35.00) MAY BE OBTAINED FROM THE STATE TRANSPORTATION OFFICE ENGINEER AT ONE GEORGIA CENTER, 600 WEST PEACHTREE ST., NW, IN ATLANTA TELEPHONE NUMBER (404) 631-1215. PLANS ARE AVAILABLE AS INDICATED. PAYMENT OF THE CORRECT AMOUNT MUST BE MADE WITHIN 30 DAYS OF BILLING; SUCH PAYMENTS ARE NOT REFUNDABLE.

PAYMENT WILL BE MADE TO THE CONTRACTOR EACH CALENDAR MONTH BASED ON THE ESTIMATED WORK COMPLETE IN PLACE AS PRESCRIBED BY THE STANDARD SPECIFICATIONS.

THE STATE RESERVES THE RIGHT TO REJECT ANY OR ALL BIDS.

KEITH GOLDEN, P.E., COMMISSIONER

DEPARTMENT OF TRANSPORTATION

2C-4-11-2012

gpn05

HABERSHAM COUNTY

INVITATION TO BID

Project: HVAC Replacements – Fulbright Aquatic Center, Habersham County Health Dept., and Avita Mental Health Building

Owner: Habersham County, Georgia

555 Monroe Street

Clarksville, GA 30523

Engineer: Drinkard Engineering Group, Inc.

415 Shorter Avenue

Rome, GA 30165

Ph.: (706) 237-6013

Fax: (706) 234-1851

Your firm is invited to submit a bid under seal for HVAC Replacements – Fulbright Aquatic Center, Habersham County Health Dept., and Avita Mental Health Building to:

Janeann Allison – County Manager

Habersham County, Georgia

555 Monroe Street

Clarksville, GA 30523

to be received at the office of the Habersham County Manager at 555 Monroe St., Clarksville, Georgia 30523 directed to the attention of Ms. Janeann Allison.

The Owner will receive Bids until 2 PM local time on May 10, 2012, for the following project:

Replacement of selected HVAC equipment at the Ruby C. Fulbright Aquatic Center, the Habersham County Mental Health Building, and the Avita Mental Health Building. Project includes, but is not limited to, installation of new equipment, tie in to existing power, natural gas, and associated controls. A limited amount of new electrical and DDC controls tie-in work is required. Project also includes demolition and removal of selected existing HVAC equipment.

A mandatory pre-bid meeting will take place at the Fulbright Aquatic Center located at 120 Paul Franklin Road, Clarksville, GA, 30523, on April 26, 2012 at 1 PM local time. Site visits will be made to the other two locations following the meeting.

The Owner requires the rough-in portion of the installation to commence within 15 calendar days of Notice to Proceed, and the project to be completed in sixty calendar days from the time the rough-in portion of the installation is begun.

Bidders must submit the following information to qualify:

1. Copy of Georgia State commercial HVAC contractor’s license.

2. Proof of general liability insurance policy.

a. The Contractor shall secure and maintain in force throughout the duration of this contract comprehensive general liability insurance with a minimum coverage of $500,000 per occurrence

and $1,000,000 aggregate for personal injury and $500,000 per occurrence/aggregate for property damage.

b. Said general liability policy shall name Habersham County, GA as an additional named insured and shall include a provision prohibiting cancellation of said policy except upon thirty (30) days prior written notice to the Owner. Certificates of coverage as required by this section shall be delivered to the Owner within ten (10) days of execution of contract.

Copies of the Bidding Documents may be obtained by contacting the office of the Habersham County Manager. Documents can only be obtained by Bidders. Others may view the Bid Documents at the office of the Owner.

Refer to other bidding requirements described in Document 00200.

Bids will be received for each of the three separate facilities on the Bid Form, and each Bidder will also provide a lump sum price for the undertaking of all three projects. The Owner reserves the right to award each project separately to one or more Bidders or all three projects as single award to a single Bidder.

Your Bid will be required to be submitted under a condition of irrevocability for a period of 60 days after submission.

The Owner reserves the right to accept or reject any or all Bids.

BY:

Jeff Drinkard, P.E.

Drinkard Engineering Group, Inc.

415 Shorter Avenue

Rome, GA 30165

706-237-6013

2C-4-18-2012

Habersham County

Businesses, Incorporations

& Other Notices

gpn06

GOOGLE PAYMENT CORP.

APPLICATION TO REGISTER A BUSINESS

TO BE CONDUCTED UNDER A TRADE NAME

STATE OF GEORGIA

COUNTY OF Habersham

THE UNDERSIGNED HEREBY CERTIFIES THAT (THEY ARE) (IT IS) (HE IS) CONDUCTING A BUSINESS AT 1600 Amphiteatre Parkway, Mountain View, CA 94043, IN THE CITY OF ___________, COUNTY OF Habersham, STATE OF GEORGIA UNDER THE NAME:

“Google Checkout” ; “Google Wallet” ; “Google Payments”

TRADE NAME

AND THAT THE TYPE OF BUSINESS TO BE CONDUCTED IS internet commerce and any act or activity for whhich corporations may be organized AND THAT SAID BUSINESS IS COMPOSED OF THE FOLLOWING ( ) PERSONS (X) CORPORATION ( ) PARTNERSHIP:

NAME(S)

Google Payment Corp.

ADDRESS(ES)

1600 Amphitheatre Parkway

Mountain View, CA 94043

Mailing Address: P.O. 1568

Mountain View, CA 94042

THIS AFFIDAVITS IS MADE IN ACCORDANCE WITH THE OFFICIAL CODE OF GEORGIA ANNOTAED, TITLE 10, CHAPTER 1, SECTION 490.

SUBSCRIBED AND SWORN TO BEFORE ME

THIS 29 DAY OF Sep, 2011.

s/ JM

APPLICANT SIGNATURE

2C-4-11-2012

gpn06

BLUEGRAPHICS, INC.

NOTICE OF INTENT TO INCORPORATE

Notice is given that Articles of Incorporation which incorporate BLUEGRAPHICS, INC., have been delivered to the Secretary of State for filing in accordance with the Georgia Nonprofit Corporation Code. The initial registered office of the corporation is located at 308 Ballew Road, Alto, Habersham County, Georgia, 30510 and its inital registered agent at such address is David Lee Overton.

Winslow H. Verdery, Jr.

Attorney For Incorporator

Post Office Box 1556

Cornelia, Georgia 30531

706-778-1800

2C-4-11-2012

gpn06

THE LORD’S HELP, INC.

NOTICE OF INCORPORATION

Notice is given that articles of incorporation that will incorporate The Lord’s Help, Inc. have been delivered to the Secretary of State for filing in accordance with the Georgia Nonprofit Corporation Code. The initial registered office of the corporation is located at 256 BC Grant Road, Alto, Georgia 30510 and its initial registered agent at such address is Jeff A. Hudgens.

2C-4-18-2012

Miscellaneous

gpn14

NOTICE OF ELECTION OF upper chattahoochee river

SOIL AND WATER CONSERVATION DISTRICT SUPERVISOR

April 9, 2012

To all qualified voters in Habersham County:

Notice is hereby given that on November 6, 2012, a nonpartisan election will be held to elect 1 supervisor from Habersham County in the Upper Chattahoochee River Soil and Water Conservation District. District Supervisors serve as unpaid state officials who represent their counties in support of soil and water conservation activities.

May 25, 2012, is the last day on which nominations for candidates for the election will be accepted. The signatures of at least 25 qualified electors of the county are required to nominate a candidate. Candidates must also be qualified electors of the county. Nominating petitions must be received in the office of the Habersham County Election Superintendent at 555 Monroe Street, Unit 45, Clarkesville, GA not later than 12:00 noon on May 25, 2012. Petitions may be obtained from the Conservation Commission at the address below, from the Commission’s website at www.gaswcc.org or from the Election Superintendent of Habersham County.

STATE SOIL AND WATER CONSERVATION COMMISSION

Brent L. Dykes, Executive Director

4310 Lexington Road

P. O. Box 8024

Athens, GA 30603

2C-4-18-2012